2 Sembawang Crescent #01-02 Canberra Community Club Singapore 757632
2 Sembawang Crescent Singapore 757632 SG

Founded on January 1, 1877 as the Post Workplace Savings Bank (POSB), the bank was part of the Postal Provider Department in the Straits Settlements and was set up by the colonial government to offer banking services for lower-income citizens.Following the end of World War II and the dissolvement of the Straits Settlement, the 1948 Cost savings Bank Regulation came into effect and in 1949, POSB was separated from the other post office savings banks in Malaya, with the bank’s liabilities and assets split between Singapore and the Federated Malay States. After the separation from 1949 to 1955, total deposits of the bank increased from M$ 27.4 million to M$ 57.6 million and in 1951, the bank had its 100,000 th depositor.

Suggestion For Taking Personal Loans In Singapore

Specific Loans Are Cheaper – Take out a particular loan where you take a renovation loan for your renovation needs and a vehicle loan for your car. It is not wise to get a individual loan for your cars and truck or renovation needs. When it comes to banks, particular loans’ rates of interest are lower.

They are unsecured where you have nothing to back the loans if you can not repay the banks when it comes to individual loans. Such loans are riskier for the banks and they have a greater interest rate for personal loans. Due to the nature of such individual loans, it is not a good idea to take personal loans except for emergency scenarios.

A key factor is your DSR (Debt Servicing Ratio)when you take a bank loan for a vehicle or house. This determines exactly what percentage of your earnings can go into paying back the real estate or auto loan, including other overheads (e.g. repayment for other personal loans).

Never ever take personal loans 2 to 3 months before another significant loan. To puts it simply, no individual loans if you’re intending to buy a car, home, and so on.

So a DSR of 50% indicates your loan repayments, plus payments of other loans you have, can’t exceed 50% of your income.Just for referral, the majority of banks allow 40% DSR for a home, and 30% DSR for a car.

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801 FRENCH ROAD SINGAPORE 200801 15.97 km
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60 Paya Lebar Road #01-45/46/52/53 Singapore 409051 16.2 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
277 Orchard Road, orchardgateway, #01-16, #B1-12, #B2-12 Singapore 238858 16.21 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
883 NORTH BRIDGE ROAD SOUTHBANK SINGAPORE 198785 16.21 km
For years, we have been providing reasonable loan packages to those that needs emergency funds. A...
1 SOPHIA ROAD PEACE CENTRE SINGAPORE 228149 16.27 km
There are customised loan services available to each customer. We offer a flexible repayment sche...
175A Bencoolen Street Burlington Square Square 189650 16.29 km
There are customised loan services easily available to each customer. We provide a manageable rep...
1 SOPHIA ROAD PEACE CENTRE SINGAPORE 228149 16.33 km
We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
68 Orchard Road #B1-25 Plaza Singapura Singapore 238839 16.37 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
200 Jalan Sultan #01-06 Textile Centre Singapore 199018 16.37 km
United Overseas Bank Limited (frequently called UOB) is a Singaporean multinational banking organ...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 16.37 km
We have been Singapore’s leading licensed and most trusted moneylender. We render a widespr...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 16.37 km
We feel that every customer relationship is very critical when it comes to business in this indus...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 16.4 km
We feel that each customer relationship is very essential when it comes to business in this indus...
149 Rochor Road #01-26 Fu Lu Shou Complex Singapore 188425 16.42 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean international banking org...
GEYLANG ROAD SINGAPORE 389636 16.46 km
we aim to achieve each and every one of our customers’ wants and needs. We are an company t...
GEYLANG ROAD SINGAPORE 389663 16.5 km
We feel that every customer relationship is extremely crucial when it comes to business in this i...
Blk 827 Tampines Street 81 #01-138/140 Singapore 520827 16.53 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
1 Pasir Ris Central Street 3 #03-05 Singapore 518457 16.58 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Posta...
1 Pasir Ris Central St 3 White Sands, #01-13 Singapore 518457 16.59 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
5001 BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 16.61 km
For years, we have been delivering reasonable loan packages to those in need of emergency funds. ...
BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 16.61 km
We endeavor to achieve each and every one of our customers’ needs and wants. We are an lice...
5001 BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 16.61 km
There are personalised loan services easily available to each customer. We provide a versatile re...
810 Geylang Road #01-51/55 City Plaza Singapore 409286 16.64 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean international banking...
30 Eunos Crescent #01-01 Eunos MRT Station Singapore 409423 16.72 km
Founded on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of the ...
1 Stadium Place #01-66/67, Kallang Wave Singapore 397628 16.77 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
1 Stadium Place #01-06/07 Singapore 397628 16.77 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
470 NORTH BRIDGE ROAD BUGIS CUBE SINGAPORE 188735 16.81 km
Times are difficult in Singapore and consumers and businessowners are finding it harder to get ac...
70 Stamford Road #B1-43 Singapore Management University Singapore 178901 16.84 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
460 North Bridge Road #01-00 Singapore 188734 16.84 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
1 Kim Seng Promenade #02-32 Great World City Singapore 237994 16.86 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
2 Clementi West Street 2 #01-06 West Coast Community Centre Singapore 129605 16.92 km
POSB Bank (or simply known as POSB) is a Singaporean bank offering customer banking services and ...
1 Kim Seng Promenade #01-34 Great World City Singapore 237994 16.99 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean multinational banking organ...
31 Lower Kent Ridge Road #01-02 Yusof Ishak House Singapore 119078 17.04 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
228 CHANGI ROAD ICON@CHANGI SINGAPORE 419741 17.06 km
we endeavor to achieve each and every one of our customers’ needs and wants. We are an lice...
1 Jurong West Central 2 #B1-31/32/33/46 Jurong Point Shopping Centre Singapore 648886 17.11 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
BLK 503 TAMPINES CENTRAL 1 SINGAPORE 520503 17.11 km
We have been Singapore’s leading licensed and most trusted moneylender. We offer a wide-ran...
3 Temasek Boulevard #02-709/710/711 Suntec City Mall Singapore 038983 17.14 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
1 Tampines Central 1 #01-01 UOB Tampines Centre Singapore 529539 17.16 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean multinational banking...
1 Jurong West Central 2 #01-16C Jurong Point Shopping Centre Singapore 648886 17.16 km
United Overseas Bank Limited (frequently called UOB) is a Singaporean multinational banking organ...
1 Tampines Central 5 #01-02 Tampines CPF Building Singapore 529508 17.17 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
252 North Bridge Road #02-26A/B Raffles City Shopping Centre Singapore 179103 17.18 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
Blk 513 Tampines Central #01-160 Singapore 520513 17.18 km
Established on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of ...
3 Temasek Boulevard Suntec City Mall #02-411/412 (Near Tower 5) Singapore 038983 17.18 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
1 Jurong West Central 2 #B1-20 Jurong Point Shopping Centre Singapore 648886 17.2 km
Prior to its acquisition, the bank was a major public bank offering low-cost banking services to ...
Tampines 1 - 10 TAMPINES CENTRAL 1 #03-08/09 Singapore 529536 17.21 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
250 NORTH BRIDGE ROAD RAFFLES CITY TOWER SINGAPORE 179101 17.22 km
We provide quick cash through personal loan or payday loan. Regardlessif it’s medical loan,...
Blk 539 Bedok North Street 3 #01-647 Singapore 460539 17.23 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
252 North Bridge Road #B1-04/05 Raffles City Shopping Centre Singapore 179103 17.26 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
3 Temasek Boulevard #02-735 / 736 Suntec City Mall Singapore 038983 17.28 km
United Overseas Bank Limited (typically understood as UOB) is a Singaporean multinational banking...
63 Jurong West Central 3 #B1-47/48/49/50 Jurong Point Shopping Centre Singapore 648331 17.3 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
5.00 (1 review)
111 NORTH BRIDGE ROAD PENINSULA PLAZA SINGAPORE 179098 17.33 km
There are personalised loan services available to each customer. We offer a manageable repayment ...
3 COLEMAN STREET PENINSULA SHOPPING CENTRE SINGAPORE 179804 17.37 km
We have been Singapore’s leading licensed and most trusted moneylender. We provide a compre...
1 COLEMAN STREET THE ADELPHI SINGAPORE 179803 17.45 km
We are an legal and licensed money lender. If its quick cash loan that you need, anywhere in Sing...
1 Coleman Street #01-14 The Adelphi Singapore 179803 17.45 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean international banki...
Blk 443 Pasir Ris Drive 6 #01-20/22 Singapore 510443 17.47 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 17.49 km
For years, we have been providing competitive loan packages to those who need emergency funds. As...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 17.49 km
We have been Singapore’s top licensed and most trusted moneylender. We offer an extensive r...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 17.49 km
For years, we have been offering competitive loan packages to those in need of emergency funds. A...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 17.49 km
We are an professional and licensed money lender. If its quick personal loan that you require, an...
Block 442 Pasir Ris Drive 6 #01-32/34 Singapore 510442 17.52 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
1 NORTH BRIDGE ROAD HIGH STREET CENTRE SINGAPORE 179094 17.55 km
We have been Singapore’s top licensed and most trusted moneylender. We offer an extensive r...
302 Tiong Bahru Road #01-101/102 Tiong Bahru Plaza Singapore 168732 17.64 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
302 Tiong Bahru Road #01-125/126 Tiong Bahru Plaza Singapore 168732 17.64 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
302 Tiong Bahru Road, Tiong Bahru Plaza #01-123/124 Singapore 168732 17.66 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
50 NORTH CANAL ROAD SINGAPORE 059304 17.79 km
There are customised loan services readily available to each customer. We offer a flexible repaym...
101 UPPER CROSS STREET PEOPLE'S PARK CENTRE SINGAPORE 058357 17.89 km
We offer quick cash through personal loan or payday loan. Regardlessif it’s medical loan, e...
101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 17.91 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 17.92 km
We strive to achieve each and every one of our customers’ needs and wants. We are an licens...
101 UPPER CROSS STREET PEOPLE'S PARK CENTRE SINGAPORE 058357 17.92 km
We are an professional and licensed money lender. If its quick personal loan that you require, an...
101 UPPER COSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 17.92 km
We offer quick cash through personal loan or payday loan. Whether it’s medical loan, educat...
101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 17.92 km
We are an legal and licensed money lender. If its quick personal loan that you need, anywhere in ...
BLK 162 BUKIT MERAH CENTRAL SINGAPORE 150162 17.93 km
There are personalised loan services easily available to each customer. We provide a manageable r...
Blk 201A Tampines Street 21 #01-1051 Singapore 521201 17.96 km
Prior to its acquisition, the bank was a significant public bank offering inexpensive banking ser...
204 Bedok North St 1 #01-403/405/407 Singapore 460204 18 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
133 NEW BRIDGE ROAD CHINATOWN POINT SINGAPORE 059413 18.01 km
We aim to achieve each and every one of our customers’ wants and needs. We are an company t...
80 Raffles Place UOB Plaza 1 Singapore 048624 18.06 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
1 Park Road #01-01/02 People's Park Complex Singapore 059108 18.06 km
United Overseas Bank Limited (typically understood as UOB) is a Singaporean multinational banking...
65 Chulia St #01-00 OCBC Centre Singapore 049513 18.07 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
531 UPPER CROSS STREET HONG LIM COMPLEX SINGAPORE 050531 18.1 km
we aim to achieve each and every one of our customers’ wants and needs. We are an money len...
201D TAMPINES STREET 21 SINGAPORE 524201 18.11 km
We are determined to provide cost effective loan for Singaporeans and foreigners in Singapore. As...
1 PARK ROAD PEOPLE’S PARK COMPLEX SINGAPORE 059108 18.11 km
We have been Singapore’s top licensed and most trusted moneylender. We provide a comprehens...
Blk 531 Upper Cross Street #01-51 Hong Lim Complex Singapore 05053 18.11 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
3 PHILLIP STREET ROYAL GROUP BUILDING SINGAPORE 048693 18.13 km
we go all out to achieve each and every one of our customers’ wants and needs. We are an co...
211 NEW UPPER CHANGI ROAD SINGAPORE 460211 18.15 km
For years, we have been offering affordable loan packages to those in need of emergency funds. As...
Blk 213 Bedok North Street 1 #01-103 Singapore 460213 18.21 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
88 Bedok North St 4 #01-163 Singapore 460088 18.22 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
22 Malacca Street #01-00 RB Capital Building Singapore 048980 18.23 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
LOWER DELTA ROAD MOTORWAY BUILDING SINGAPORE 169205 18.24 km
we go all out to achieve each and every one of our customers’ wants and needs. We are an co...
50 EAST COAST ROAD ROXY SQUARE SINGAPORE 428769 18.26 km
We feel that each customer relationship is very extremely important when it comes to operating in...
217 BEDOK NORTH STREET 1 SINGAPORE 460217 18.27 km
We feel that every customer relationship is very critical when it comes to business in this indus...
BLK 210 NEW UPPER CHANGI ROAD SINGAPORE 460210 18.28 km
We are an professional and licensed money lender. If its quick cash loan that you require, anywhe...
Blk 210 New Upper Changi Road #01-711 Singapore 460210 18.28 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
Blk 210 New Upper Changi Road #01-707 Singapore 460210 18.28 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
11 Collyer Quay, #02-25, The Arcade Singapore 049317 18.3 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
4.00 (1 review)
11 COLLYER QUAY THE ARCADE SINGAPORE 049317 18.32 km
We have been Singapore’s leading licensed and most trusted moneylender. We offer a wide-ran...
Blk 960 Jurong West Street 92 #01-174 Singapore 640960 18.33 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
2 Bayfront Ave #01-30 The Shoppes at Marina Bay Sands Singapore 018972 18.38 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
83 Marine Parade Central #01-576/578 Singapore 440083 18.51 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
Blk 83 Marine Parade #01-584/586 Singapore 440083 18.52 km
Prior to its acquisition, the bank was a major public bank offering affordable banking services t...
129 BEDOK NORTH STREET 2 SINGAPORE 460129 18.54 km
For years, we have been rendering reasonable loan packages to those looking for emergency funds. ...
80 Marine Parade Road #01-13 Parkway Parade Singapore 449269 18.6 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean international banking...
80 Marine Parade Road #01-12 Parkway Parade Singapore 449269 18.61 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
156 Cecil Street #01-00 Far Eastern Bank Building Singapore 069544 18.63 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
50 Nanyang Avenue Blk NS3-01-10 Singapore 639798 18.66 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
3 Simei Street 6 #01-24/25/29 Eastpoint Mall Singapore 528833 18.68 km
POSB Bank (or just known as POSB) is a Singaporean bank offering customer banking services and is...
10 Marina Boulevard #01-04, Marina Bay Financial Centre Tower 2 Singapore 018983 18.76 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
10 Marina Boulevard #01-02 MBFC Tower 2 Singapore 018983 18.81 km
United Overseas Bank Limited (frequently understood as UOB) is a Singaporean international bankin...
77 KAMPONG BAHRU ROAD SINGAPORE 169376 18.84 km
We go all out to achieve each and every one of our customers’ wants and needs. We are an li...
12 Marina Boulevard Level 3 MBFC Tower 3 Singapore 018982 18.87 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
1 TRAS LINK ORCHID HOTEL SINGAPORE 078867 18.9 km
We offer quick cash through personal loan or payday loan. Regardless of whether it’s medica...
Blk 1 Tanjong Pagar #01-41/44 Tanjong Pagar Plaza Singapore 082001 19.02 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
1.00 (1 review)
10 ANSON ROAD INTERNATIONAL PLAZA SINGAPORE 079903 19.04 km
We are an independent and licensed money lender. If its quick personal loan that you require, no ...
10 ANSON ROAD INTERNATIONAL PLAZA SINGAPORE 079903 19.05 km
We have been Singapore’s top licensed and most trusted moneylender. We provide an extensive...
10 ANSON ROAD INTERNATIONAL PLAZA SINGAPORE 079903 19.05 km
Times are hard in Singapore and consumers and businessowners are finding it harder to gain access...
10 Anson Road #01-01 International Plaza Singapore 079903 19.05 km
United Overseas Bank Limited (typically called UOB) is a Singaporean multinational banking organi...
460 Alexandra Road #02-33/34 Alexandra Retail Centre Singapore 119963 19.13 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...