277 Orchard Road, orchardgateway, #01-16, #B1-12, #B2-12 Singapore 238858
277 Orchard Road Singapore 238858 SG

Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed monetary services organisation with its head office in Singapore. In 1932, 3 banks– Chinese Commercial Bank (1912), Ho Hong Bank (1917), and Oversea-Chinese Bank (1919), merged to form Oversea-Chinese Banking Corporation under the leadership of Tan Ean Kiam and Lee Kong Chian. In the subsequent decades, the bank broadened its operations and ended up being the biggest bank in South East Asia.

OCBC’s Indonesia subsidiary, Bank OCBC NISP, has 630 branches and workplaces

In 1932, 3 banks– Chinese Commercial Bank (1912), Ho Hong Bank (1917), and Oversea-Chinese Bank (1919), merged to form Oversea-Chinese Banking Corporation under the management of Tan Ean Kiam and Lee Kong Chian. In the subsequent decades, the bank broadened its operations and became the largest bank in South East Asia.

Advice For Taking Personal Loans In Singapore

Never ever take individual loans 2 to 3 months prior to another major loan. Simply puts, no personal loans if you’re intending to purchase a car, house, and so on.

If you are taking a loan from the bank for a house or cars and truck, it is very important to note your Debt Servicing Ratio which is a procedure of the percentage of your routine earnings towards the payment of your vehicle or home loan.

In other words, a Debt Servicing Ratio of 50% indicates that your debt commitment can not go beyond 50% of your income. As a guide, most banks permit 40% Debt Servicing Ratio for a house and 30% for a vehicle loan

Loans Get Cheaper As the Loan Gets More Specific – So when it comes to getting loans, be as particular as you can. Don’t take a personal loan to renovate your house, not when there’s a renovation loan package. Do not take a personal loan to pay for your education, when there’s an education loan package.

In order to encourage you, particular loan bundles frequently have lower rate of interest. Individual loans have the tendency to charge interest of about 6% to 8%, whereas specific loans (renovation loans, education loans, etc). have rates as low as 2%. Ask the banker to match a plan to your requirements.

Most personal loans are unsecured. As in, there’s no collateral behind them. And since the providing banks have no security, they’ll compensate by boosting rate of interest.

That indicates you need to never take a individual loan without knowledge of exactly when and how you’ll pay it back.

Don’t utilize personal loans as alternative business loans. You ought to only take a personal loan to relieve flow problems.

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83 Marine Parade Central #01-576/578 Singapore 440083 7.44 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
Blk 83 Marine Parade #01-584/586 Singapore 440083 7.44 km
Prior to its acquisition, the bank was a major public bank offering affordable banking services t...
228 CHANGI ROAD ICON@CHANGI SINGAPORE 419741 7.52 km
we endeavor to achieve each and every one of our customers’ needs and wants. We are an lice...
Blk 302 Ubi Ave 1 #01-59/ 63 Singapore 400302 7.6 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
69 Serangoon Garden Way Singapore 555965 7.62 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean multinational banking...
86/88 Serangoon Garden Way Singapore 555982 7.63 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
53 Ang Mo Kio Avenue 3 #03-01/27 AMK Hub Singapore 569933 7.68 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
53 Ang Mo Kio Avenue 3 #B1-01 AMK Hub Singapore 569933 7.72 km
61 UBI AVENUE 2 AUTOMOBILE MEGAMART SINGAPORE 408898 7.72 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to acce...
53 Ang Mo Kio Avenue 3 #B1-32/33 AMK Hub Singapore 569933 7.73 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
1 Maju Avenue #01-12/13/14/15 Serangoon Garden Village Singapore 556679 7.74 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
Blk 301 Ubi Avenue 1 #01-257 Singapore 400301 7.75 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
53 Ang Mo Kio Avenue 3 #B1-34 AMK Hub Singapore 569933 7.75 km
United Overseas Bank Limited (frequently called UOB) is a Singaporean multinational banking organ...
BLK 704 ANG MO KIO AVE 8 SINGAPORE 560704 7.82 km
We are an legal and licensed money lender. If its quick personal loan that you need, no matter wh...
705 ANG MO KIO AVENUE 8 SINGAPORE 560705 7.82 km
We are an authorised and licensed money lender. If its quick personal loan that you need, anywher...
128 ANG MO KIO AVENUE 3 SINGAPORE 560128 7.83 km
We offer quick cash through personal loan or payday loan. Whether it’s medical loan, educat...
BLK 709 ANG MO KIO AVENUE 8 SINGAPORE 560709 7.9 km
we aim to achieve each and every one of our customers’ wants and needs. We are an company t...
Blk 712a Ang Mo Kio Avenue 6 #01-4066 Singapore 560712 7.93 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
1 Jalan Anak Bukit #01-19/20 Bukit Timah Plaza Singapore 588996 7.93 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 7.94 km
We are an legal and licensed money lender. If its quick cash loan that you require, no matter whe...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 7.94 km
For years, we have been providing affordable loan packages to those that needs emergency funds. A...
726 ANG MO KIO AVENUE 6 SINGAPORE 560726 8.07 km
There are personalised loan services available to each customer. We provide a versatile repayment...
Blk 108 Hougang Avenue 1 #01-1313/1315 Singapore 530108 8.1 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean multinational banking orga...
163 ANG MO KIO AVE 4 SINGAPORE 560163 8.15 km
There are personalised loan services available to each customer. We provide a manageable repaymen...
Blk 204 Hougang Street 21 #01-107/111 Singapore 530204 8.24 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
2 Clementi West Street 2 #01-06 West Coast Community Centre Singapore 129605 8.25 km
POSB Bank (or simply known as POSB) is a Singaporean bank offering customer banking services and ...
Blk 205 Hougang Street 21 #03-00 Heartland Mall Singapore 530205 8.32 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
Blk 450 Clementi Avenue 3 #01-287/289 Singapore 120450 8.32 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean multinational banking...
Blk 450 Clementi Avenue 3 #01-293/295 Singapore 120450 8.32 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
Blk 449 Clementi Avenue 3 #01-243 Singapore 120449 8.37 km
Established on January 1, 1877 as the Post Workplace Savings Bank (POSB), the bank was part of th...
140 UPPER BUKIT TIMAH ROAD BEAUTY WORLD PLAZA SINGAPORE 588176 8.4 km
We feel that each customer relationship is very essential when it comes to business in this indus...
148 Upper Bukit Timah Road #01-01 UOB Centre Singapore 588178 8.43 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean multinational bankin...
210 HOUGANG STREET 21 SINGAPORE 530210 8.44 km
We are an independent and licensed money lender. If its quick cash loan that you require, anywher...
3155 Commonwealth Avenue West #04-52/55 The Clementi Mall Singapore 129588 8.48 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
170 Upper Bukit Timah Rd #01-01 Bukit Timah Shopping Centre Singapore 588179 8.49 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
170 UPPER BUKIT TIMAH ROAD BUKIT TIMAH SHOPPING CENTRE SINGAPORE 588179 8.5 km
We have been Singapore’s top licensed and most trusted moneylender. We provide a wide sprea...
211 Hougang St 21 #01-295 Singapore 530211 8.51 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
7 Kaki Bukit Avenue 3 #01-08/09/10/11/12 Kaki Bukit Recreation Centre Singapore 415814 8.53 km
Prior to its acquisition, the bank was a major public bank offering low-cost banking services to ...
153 SERANGOON NORTH AVENUE 1 SINGAPORE 550153 8.57 km
we make every effort to achieve each and every one of our customers’ wants and needs. We ar...
JALAN JURONG KECHIL SINGAPORE 598599 8.64 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
2 Ang Mo Kio Drive Blk A #01-10 Singapore 567720 8.83 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
629 Ang Mo Kio Ave 4 #01-1006/1008/1010 Singapore 560629 8.85 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
Blk 629 Ang Mo Kio Avenue 4 #01-1018 Singapore 560629 8.85 km
Founded on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part of t...
80 Hougang Central #01-01 Hougang MRT Station Singapore 538758 9.91 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
Blk 805 Hougang Central #01-102/104 Singapore 530805 9.92 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Posta...
90 Hougang Ave 10 #01-01/05 Hougang Mall Singapore 538766 10.06 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
Blk 539 Bedok North Street 3 #01-647 Singapore 460539 10.18 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
211 NEW UPPER CHANGI ROAD SINGAPORE 460211 10.49 km
For years, we have been offering affordable loan packages to those in need of emergency funds. As...
204 Bedok North St 1 #01-403/405/407 Singapore 460204 10.5 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
Blk 210 New Upper Changi Road #01-707 Singapore 460210 10.63 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
BLK 210 NEW UPPER CHANGI ROAD SINGAPORE 460210 10.63 km
We are an professional and licensed money lender. If its quick cash loan that you require, anywhe...
Blk 210 New Upper Changi Road #01-711 Singapore 460210 10.63 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
Blk 213 Bedok North Street 1 #01-103 Singapore 460213 10.76 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
33 Sengkang West Avenue #01-49/50/51/52/53 Seletar Mall Singapore 797653 10.89 km
Established on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the P...
217 BEDOK NORTH STREET 1 SINGAPORE 460217 10.93 km
We feel that every customer relationship is very critical when it comes to business in this indus...
Blk 637 Bukit Batok Central #01-16 Singapore 650637 11.11 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
Blk 636 Bukit Batok Central #01-02/04 Singapore 650636 11.14 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
634 Bukit Batok Central #01-108 Singapore 650634 11.17 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
Blk 634 Bukit Batok Central #01-104/106 Singapore 650634 11.17 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean international banking org...
50 Jurong Gateway Road #B1-18 Jem Singapore 608549 11.23 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
50 Jurong Gateway Road #02-15 Jem Singapore 608549 11.26 km
United Overseas Bank Limited (commonly understood as UOB) is a Singaporean international banking ...
Blk 260 Bangkit Road #01-15 Singapore 670260 11.3 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
3 Gateway Drive #04-36 Westgate Singapore 608532 11.36 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
257 Bangkit Rd #01-51/55 Singapore 670257 11.37 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
129 BEDOK NORTH STREET 2 SINGAPORE 460129 11.39 km
For years, we have been rendering reasonable loan packages to those looking for emergency funds. ...
131 JURONG GATEWAY ROAD SINGAPORE 600131 11.65 km
We have been Singapore’s leading licensed and most trusted moneylender. We render a wide se...
88 Bedok North St 4 #01-163 Singapore 460088 11.68 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
21 Jurong Gateway Road #01-03 CPF Jurong Building Singapore 608546 11.72 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
Blk 118 Rivervale Drive #01-21 Rivervale Plaza Singapore 540118 11.73 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
Blk 153 Bukit Batok West Street 11 #01-290/292 Singapore 650153 11.77 km
POSB Bank (or merely known as POSB) is a Singaporean bank offering customer banking services and ...
Blk 827 Tampines Street 81 #01-138/140 Singapore 520827 11.85 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
1 Sengkang Square #02-05/06 Compass One Mall Singapore 545078 11.92 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
1 Sengkang Square #02-04 Compass One Singapore 545078 11.94 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
1 Jelebu Road #02-02 Bukit Panjang Plaza Singapore 12.1 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
1 Segar Road #01-06 Zhenghua Community Club Singapore 677738 12.15 km
POSB Bank (or just called POSB) is a Singaporean bank offering consumer banking services and is t...
30 Yishun Street 81 #01-04 Nee Soon South Community Club Singapore 768455 12.75 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
1 Tampines Central 1 #01-01 UOB Tampines Centre Singapore 529539 12.9 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean multinational banking...
BLK 846 YISHUN RING ROAD SINGAPORE 760846 12.94 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to gain...
1 Tampines Central 5 #01-02 Tampines CPF Building Singapore 529508 12.99 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
Blk 513 Tampines Central #01-160 Singapore 520513 13.1 km
Established on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of ...
Tampines 1 - 10 TAMPINES CENTRAL 1 #03-08/09 Singapore 529536 13.2 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
BLK 503 TAMPINES CENTRAL 1 SINGAPORE 520503 13.3 km
We have been Singapore’s leading licensed and most trusted moneylender. We offer a wide-ran...
3 Simei Street 6 #01-24/25/29 Eastpoint Mall Singapore 528833 13.5 km
POSB Bank (or just known as POSB) is a Singaporean bank offering customer banking services and is...
83 Punggol Central #01-01 Waterway Point Singapore 828761 13.65 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
83 Punggol Central #01-13 Waterway Point Singapore 828761 13.65 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
83 Punggol Central #01-15 Singapore 828761 13.71 km
POSB Bank (or just referred to as POSB) is a Singaporean bank offering customer banking services ...
Blk 201A Tampines Street 21 #01-1051 Singapore 521201 13.9 km
Prior to its acquisition, the bank was a significant public bank offering inexpensive banking ser...
201D TAMPINES STREET 21 SINGAPORE 524201 13.96 km
We are determined to provide cost effective loan for Singaporeans and foreigners in Singapore. As...
Blk 926 Yishun Central 1 #01-183 Singapore 760926 14.16 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
Blk 304 Choa Chu Kang Avenue 4 #01-657/659 Singapore 680304 14.18 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
304 Choa Chu Kang Ave 4 #01-663 Singapore 680304 14.18 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
930 Yishun Ave 2 #B1-37/38/39 Northpoint Shopping Centre Singapore 769098 14.35 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
930 Yishun Avenue 2 #01-41/42/43 Northpoint Shopping Centre Singapore 769098 14.35 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean multinational bankin...
Blk 501 Jurong West Street 51 #01-279/281 Singapore 640501 14.43 km
POSB Bank (or just referred to as POSB) is a Singaporean bank offering customer banking services ...
Blk 101 Yishun Avenue 5 #01-05 Singapore 760101 14.52 km
Founded on January 1, 1877 as the Post Workplace Savings Bank (POSB), the bank was part of the Po...
502 Jurong West Ave 1 #01-821 Singapore 640502 14.55 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
8 Somapah Road #01-103 Singapore 487372 14.57 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
1 Pasir Ris Central Street 3 #03-05 Singapore 518457 14.66 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Posta...
1 Pasir Ris Central St 3 White Sands, #01-13 Singapore 518457 14.68 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
61 Choa Chu Kang Drive #01-04 Yew Tee MRT Station Singapore 689715 14.85 km
Established on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of ...
Blk 290 Yishun Street 22 #01-401 Singapore 760290 15.08 km
POSB Bank (or just referred to as POSB) is a Singaporean bank offering consumer banking services ...
25 Boon Lay Place Singapore 649886 15.16 km
United Overseas Bank Limited (commonly called UOB) is a Singaporean international banking organis...
10 Boon Lay Place #01-06 Boon Lay Community Club Singapore 649882 15.18 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
Blk 443 Pasir Ris Drive 6 #01-20/22 Singapore 510443 15.21 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
Block 442 Pasir Ris Drive 6 #01-32/34 Singapore 510442 15.23 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
1 Jurong West Central 2 #B1-31/32/33/46 Jurong Point Shopping Centre Singapore 648886 15.34 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
1 Jurong West Central 2 #01-16C Jurong Point Shopping Centre Singapore 648886 15.37 km
United Overseas Bank Limited (frequently called UOB) is a Singaporean multinational banking organ...
1 Jurong West Central 2 #B1-20 Jurong Point Shopping Centre Singapore 648886 15.37 km
Prior to its acquisition, the bank was a major public bank offering low-cost banking services to ...
63 Jurong West Central 3 #B1-47/48/49/50 Jurong Point Shopping Centre Singapore 648331 15.49 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
900 South Woodlands Drive #01-06 Woodlands Civic Centre Singapore 730900 16.05 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean multinational banking organ...
900 South Woodlands Drive #02-01 Woodlands Civic Centre Singapore 730900 16.05 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
1 Woodlands Square, #B1-26 Causeway Point Singapore 738099 16.18 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
1 Woodlands Square #01-16 Causeway Point Singapore 738099 16.18 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
2 Sembawang Crescent #01-02 Canberra Community Club Singapore 757632 16.21 km
Founded on January 1, 1877 as the Post Workplace Savings Bank (POSB), the bank was part of the Po...
303 Woodlands St 31 #01-159/161 Singapore 730303 16.22 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
Blk 303 Woodlands Street 31 #01-191 Singapore 730303 16.22 km
POSB Bank (or simply known as POSB) is a Singaporean bank offering customer banking services and ...
30 Sembawang Drive #02-05 Sun Plaza Singapore 757713 16.57 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
Blk 960 Jurong West Street 92 #01-174 Singapore 640960 17.04 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
Blk 2a Woodlands Centre Road #01-134 Singapore 731002 17.36 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
Airport Boulevard #B16-17 Singapore Changi Airport Passenger Terminal 2 Building Singapore 819643 17.74 km
United Overseas Bank Limited (frequently understood as UOB) is a Singaporean international bankin...
50 Nanyang Avenue Blk NS3-01-10 Singapore 639798 18.15 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...