33 Sengkang West Avenue #01-49/50/51/52/53 Seletar Mall Singapore 797653
33 Sengkang West Avenue Singapore 797653 SG

Established on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal Services Department in the Straits Settlements and was set up by the colonial federal government to supply banking services for lower-income citizens.Following the end of World War II and the dissolvement of the Straits Settlement, the 1948 Savings Bank Ordinance came into impact and in 1949, POSB was separated from the other post workplace cost savings banks in Malaya, with the bank’s liabilities and possessions split between Singapore and the Federated Malay States. After the separation from 1949 to 1955, overall deposits of the bank increased from M$ 27.4 million to M$ 57.6 million and in 1951, the bank had its 100,000 th depositor.

Suggestion With regard to Acquiring Personal Loans In Singapore

When you take a bank loan for a automobile or house, a key element is your DSR (Debt Servicing Ratio ). This measures what portion of your earnings can enter into paying back the housing or vehicle loan, including other overheads (e.g. repayment for other individual loans).

Never ever take personal loans two to three months before another major loan. To puts it simply, no personal loans if you’re meaning to purchase a automobile, house, and so on.

Specific Loans Are Cheaper – Take out a particular loan where you take a renovation loan for your renovation needs and a auto loan for your automobile. It is not a good idea to take out a personal loan for your vehicle or renovation requirements. When it concerns banks, particular loans’ rate of interest are lower.

In other words, a Debt Servicing Ratio of 50% means that all your debt commitment can not exceed 50% of your earnings. As a guide, many banks allow 40% Debt Servicing Ratio for a house and 30% for a car loan

They are unsecured where you have absolutely nothing to back the loans if you can not repay the banks when it comes to individual loans. Such loans are riskier for the banks and they have a higher rates of interest for individual loans. Due to the nature of such individual loans, it is not advisable to take personal loans except for emergency circumstances.

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3 Temasek Boulevard Suntec City Mall #02-411/412 (Near Tower 5) Singapore 038983 10.77 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
3 Temasek Boulevard #02-709/710/711 Suntec City Mall Singapore 038983 10.78 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
230 Orchard Road #01-230 Faber House Singapore 238854 10.79 km
United Overseas Bank Limited (typically called UOB) is a Singaporean multinational banking organi...
2 Orchard Turn #B2-57 Singapore 238801 10.82 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
3 Temasek Boulevard #02-735 / 736 Suntec City Mall Singapore 038983 10.87 km
United Overseas Bank Limited (typically understood as UOB) is a Singaporean multinational banking...
70 Stamford Road #B1-43 Singapore Management University Singapore 178901 10.88 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
277 Orchard Road, orchardgateway, #01-16, #B1-12, #B2-12 Singapore 238858 10.89 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
391 Orchard Road #04-15 Ngee Ann City Singapore 238872 10.9 km
Prior to its acquisition, the bank was a major public bank offering low-priced banking services t...
2 Orchard Link #02-07/08 Scape Building Singapore 237978 10.99 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
252 North Bridge Road #02-26A/B Raffles City Shopping Centre Singapore 179103 11.06 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
900 South Woodlands Drive #02-01 Woodlands Civic Centre Singapore 730900 11.06 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
900 South Woodlands Drive #01-06 Woodlands Civic Centre Singapore 730900 11.07 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean multinational banking organ...
250 NORTH BRIDGE ROAD RAFFLES CITY TOWER SINGAPORE 179101 11.12 km
We provide quick cash through personal loan or payday loan. Regardlessif it’s medical loan,...
252 North Bridge Road #B1-04/05 Raffles City Shopping Centre Singapore 179103 11.17 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
1 Woodlands Square #01-16 Causeway Point Singapore 738099 11.19 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
1 Woodlands Square, #B1-26 Causeway Point Singapore 738099 11.19 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
8 Somapah Road #01-103 Singapore 487372 11.21 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
827 Bukit Timah Road Singapore 279886 11.23 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
SENOKO DRIVE SINGAPORE 758249 11.31 km
We are determined to provide affordable loan for Singaporeans and foreigners in Singapore. As a l...
5.00 (1 review)
111 NORTH BRIDGE ROAD PENINSULA PLAZA SINGAPORE 179098 11.35 km
There are personalised loan services available to each customer. We offer a manageable repayment ...
3 COLEMAN STREET PENINSULA SHOPPING CENTRE SINGAPORE 179804 11.42 km
We have been Singapore’s leading licensed and most trusted moneylender. We provide a compre...
1 Coleman Street #01-14 The Adelphi Singapore 179803 11.46 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean international banki...
1 COLEMAN STREET THE ADELPHI SINGAPORE 179803 11.46 km
We are an legal and licensed money lender. If its quick cash loan that you need, anywhere in Sing...
Blk 260 Bangkit Road #01-15 Singapore 670260 11.53 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
257 Bangkit Rd #01-51/55 Singapore 670257 11.54 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 11.59 km
For years, we have been providing competitive loan packages to those who need emergency funds. As...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 11.59 km
We have been Singapore’s top licensed and most trusted moneylender. We offer an extensive r...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 11.59 km
For years, we have been offering competitive loan packages to those in need of emergency funds. A...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 11.59 km
We are an professional and licensed money lender. If its quick personal loan that you require, an...
1 Segar Road #01-06 Zhenghua Community Club Singapore 677738 11.61 km
POSB Bank (or just called POSB) is a Singaporean bank offering consumer banking services and is t...
1 NORTH BRIDGE ROAD HIGH STREET CENTRE SINGAPORE 179094 11.65 km
We have been Singapore’s top licensed and most trusted moneylender. We offer an extensive r...
1 Kim Seng Promenade #02-32 Great World City Singapore 237994 11.91 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
2 Bayfront Ave #01-30 The Shoppes at Marina Bay Sands Singapore 018972 12 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
1 Kim Seng Promenade #01-34 Great World City Singapore 237994 12 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean multinational banking organ...
50 NORTH CANAL ROAD SINGAPORE 059304 12.02 km
There are customised loan services readily available to each customer. We offer a flexible repaym...
80 Raffles Place UOB Plaza 1 Singapore 048624 12.1 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
65 Chulia St #01-00 OCBC Centre Singapore 049513 12.17 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
3 PHILLIP STREET ROYAL GROUP BUILDING SINGAPORE 048693 12.18 km
we go all out to achieve each and every one of our customers’ wants and needs. We are an co...
Blk 303 Woodlands Street 31 #01-191 Singapore 730303 12.19 km
POSB Bank (or simply known as POSB) is a Singaporean bank offering customer banking services and ...
303 Woodlands St 31 #01-159/161 Singapore 730303 12.19 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
101 UPPER CROSS STREET PEOPLE'S PARK CENTRE SINGAPORE 058357 12.23 km
We offer quick cash through personal loan or payday loan. Regardlessif it’s medical loan, e...
22 Malacca Street #01-00 RB Capital Building Singapore 048980 12.25 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 12.26 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
4.00 (1 review)
11 COLLYER QUAY THE ARCADE SINGAPORE 049317 12.27 km
We have been Singapore’s leading licensed and most trusted moneylender. We offer a wide-ran...
101 UPPER COSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 12.27 km
We offer quick cash through personal loan or payday loan. Whether it’s medical loan, educat...
101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 12.27 km
We are an legal and licensed money lender. If its quick personal loan that you need, anywhere in ...
101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 12.27 km
We strive to achieve each and every one of our customers’ needs and wants. We are an licens...
101 UPPER CROSS STREET PEOPLE'S PARK CENTRE SINGAPORE 058357 12.27 km
We are an professional and licensed money lender. If its quick personal loan that you require, an...
11 Collyer Quay, #02-25, The Arcade Singapore 049317 12.27 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
1 Jalan Anak Bukit #01-19/20 Bukit Timah Plaza Singapore 588996 12.28 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
133 NEW BRIDGE ROAD CHINATOWN POINT SINGAPORE 059413 12.3 km
We aim to achieve each and every one of our customers’ wants and needs. We are an company t...
531 UPPER CROSS STREET HONG LIM COMPLEX SINGAPORE 050531 12.33 km
we aim to achieve each and every one of our customers’ wants and needs. We are an money len...
140 UPPER BUKIT TIMAH ROAD BEAUTY WORLD PLAZA SINGAPORE 588176 12.34 km
We feel that each customer relationship is very essential when it comes to business in this indus...
170 UPPER BUKIT TIMAH ROAD BUKIT TIMAH SHOPPING CENTRE SINGAPORE 588179 12.36 km
We have been Singapore’s top licensed and most trusted moneylender. We provide a wide sprea...
148 Upper Bukit Timah Road #01-01 UOB Centre Singapore 588178 12.36 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean multinational bankin...
170 Upper Bukit Timah Rd #01-01 Bukit Timah Shopping Centre Singapore 588179 12.37 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
Blk 531 Upper Cross Street #01-51 Hong Lim Complex Singapore 05053 12.37 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
1 Park Road #01-01/02 People's Park Complex Singapore 059108 12.47 km
United Overseas Bank Limited (typically understood as UOB) is a Singaporean multinational banking...
1 Jelebu Road #02-02 Bukit Panjang Plaza Singapore 12.5 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
1 PARK ROAD PEOPLE’S PARK COMPLEX SINGAPORE 059108 12.51 km
We have been Singapore’s top licensed and most trusted moneylender. We provide a comprehens...
249 Holland Ave Singapore 278980 12.62 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
10 Marina Boulevard #01-04, Marina Bay Financial Centre Tower 2 Singapore 018983 12.65 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
10 Marina Boulevard #01-02 MBFC Tower 2 Singapore 018983 12.68 km
United Overseas Bank Limited (frequently understood as UOB) is a Singaporean international bankin...
211 Holland Avenue #01-12 Holland Road Shopping Centre Singapore 278967 12.7 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
12 Marina Boulevard Level 3 MBFC Tower 3 Singapore 018982 12.72 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
Raffles Holland V , 118 Holland Avenue #02-05 Singapore 278997 12.72 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
156 Cecil Street #01-00 Far Eastern Bank Building Singapore 069544 12.77 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
JALAN JURONG KECHIL SINGAPORE 598599 12.82 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
302 Tiong Bahru Road #01-101/102 Tiong Bahru Plaza Singapore 168732 12.86 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
302 Tiong Bahru Road #01-125/126 Tiong Bahru Plaza Singapore 168732 12.86 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
302 Tiong Bahru Road, Tiong Bahru Plaza #01-123/124 Singapore 168732 12.89 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
Blk 2a Woodlands Centre Road #01-134 Singapore 731002 12.99 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
Blk 43 Holland Drive, #01-55 Singapore 270043 13.13 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
Blk 43 Holland Drive #01-53 Singapore 270043 13.13 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
Airport Boulevard #B16-17 Singapore Changi Airport Passenger Terminal 2 Building Singapore 819643 13.17 km
United Overseas Bank Limited (frequently understood as UOB) is a Singaporean international bankin...
1 TRAS LINK ORCHID HOTEL SINGAPORE 078867 13.22 km
We offer quick cash through personal loan or payday loan. Regardless of whether it’s medica...
1.00 (1 review)
10 ANSON ROAD INTERNATIONAL PLAZA SINGAPORE 079903 13.27 km
We are an independent and licensed money lender. If its quick personal loan that you require, no ...
10 ANSON ROAD INTERNATIONAL PLAZA SINGAPORE 079903 13.28 km
We have been Singapore’s top licensed and most trusted moneylender. We provide an extensive...
10 ANSON ROAD INTERNATIONAL PLAZA SINGAPORE 079903 13.28 km
Times are hard in Singapore and consumers and businessowners are finding it harder to gain access...
10 Anson Road #01-01 International Plaza Singapore 079903 13.28 km
United Overseas Bank Limited (typically called UOB) is a Singaporean multinational banking organi...
Blk 1 Tanjong Pagar #01-41/44 Tanjong Pagar Plaza Singapore 082001 13.37 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
77 KAMPONG BAHRU ROAD SINGAPORE 169376 13.54 km
We go all out to achieve each and every one of our customers’ wants and needs. We are an li...
BLK 162 BUKIT MERAH CENTRAL SINGAPORE 150162 13.61 km
There are personalised loan services easily available to each customer. We provide a manageable r...
LOWER DELTA ROAD MOTORWAY BUILDING SINGAPORE 169205 13.68 km
we go all out to achieve each and every one of our customers’ wants and needs. We are an co...
500 Dover Road Singapore Polytechnic, Food Court 5 (FC512) Singapore 139651 14.29 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
61 Choa Chu Kang Drive #01-04 Yew Tee MRT Station Singapore 689715 14.34 km
Established on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of ...
Blk 637 Bukit Batok Central #01-16 Singapore 650637 14.54 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
Blk 636 Bukit Batok Central #01-02/04 Singapore 650636 14.58 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
Blk 634 Bukit Batok Central #01-104/106 Singapore 650634 14.59 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean international banking org...
634 Bukit Batok Central #01-108 Singapore 650634 14.59 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
304 Choa Chu Kang Ave 4 #01-663 Singapore 680304 14.8 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
Blk 304 Choa Chu Kang Avenue 4 #01-657/659 Singapore 680304 14.8 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
Blk 450 Clementi Avenue 3 #01-287/289 Singapore 120450 15.04 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean multinational banking...
Blk 450 Clementi Avenue 3 #01-293/295 Singapore 120450 15.04 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
3155 Commonwealth Avenue West #04-52/55 The Clementi Mall Singapore 129588 15.05 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
Blk 449 Clementi Avenue 3 #01-243 Singapore 120449 15.08 km
Established on January 1, 1877 as the Post Workplace Savings Bank (POSB), the bank was part of th...
1 HarbourFront Walk #B2-35/36 Vivo City Singapore 098585 15.25 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean multinational banking...
31 Lower Kent Ridge Road #01-02 Yusof Ishak House Singapore 119078 15.27 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
1 HarbourFront Walk #01-160 VivoCity Singapore 098585 15.34 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
1 MARITIME Square #02-122/123 Harbourfront Centre Singapore 099253 15.42 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
1 Maritime Square #02-99/100 HarbourFront Centre Singapore 99253 15.42 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
Blk 153 Bukit Batok West Street 11 #01-290/292 Singapore 650153 15.44 km
POSB Bank (or merely known as POSB) is a Singaporean bank offering customer banking services and ...
460 Alexandra Road #02-33/34 Alexandra Retail Centre Singapore 119963 15.46 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
2 Clementi West Street 2 #01-06 West Coast Community Centre Singapore 129605 15.78 km
POSB Bank (or simply known as POSB) is a Singaporean bank offering customer banking services and ...
50 Jurong Gateway Road #B1-18 Jem Singapore 608549 16.1 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
50 Jurong Gateway Road #02-15 Jem Singapore 608549 16.11 km
United Overseas Bank Limited (commonly understood as UOB) is a Singaporean international banking ...
3 Gateway Drive #04-36 Westgate Singapore 608532 16.11 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
131 JURONG GATEWAY ROAD SINGAPORE 600131 16.39 km
We have been Singapore’s leading licensed and most trusted moneylender. We render a wide se...
21 Jurong Gateway Road #01-03 CPF Jurong Building Singapore 608546 16.41 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
Blk 501 Jurong West Street 51 #01-279/281 Singapore 640501 18.05 km
POSB Bank (or just referred to as POSB) is a Singaporean bank offering customer banking services ...
502 Jurong West Ave 1 #01-821 Singapore 640502 18.14 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
25 Boon Lay Place Singapore 649886 18.9 km
United Overseas Bank Limited (commonly called UOB) is a Singaporean international banking organis...
10 Boon Lay Place #01-06 Boon Lay Community Club Singapore 649882 18.92 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...