Blk 254 Serangoon Central Drive #01-203 Singapore 550254
253 Serangoon Central Drive Singapore 550253 SG

POSB Bank (or simply called POSB) is a Singaporean bank offering consumer banking services and is the oldest bank in continuous operation in Singapore. Established on January 1, 1877 as the Post Office Savings Bank, the bank now operates as part of DBS Bank, which got the organization and its subsidiaries on November 16, 1998.

Prior to its acquisition, the bank was a significant public bank offering affordable banking services to Singaporeans. DBS Bank tries to continue this custom by guaranteeing to keep expenses low for fundamental savings accounts, and to exempt kids, full-time trainees below the age of 21 years and full-time National Troop from bank charges.

Suggestion Regarding Securing Personal Loans In Singapore

A DSR of 50% means your loan payments, plus repayments of any other loans you have, cannot exceed 50% of your income.Just for recommendation, most banks allow 40% DSR for a home, and 30% DSR for a automobile.

When it comes to personal loans, they are unsecured where you have absolutely nothing to back the loans if you can not pay back the banks. Such loans are riskier for the banks and they have a higher interest rate for individual loans. Due to the nature of such personal loans, it is not a good idea to take individual loans except for emergency situation circumstances.

Specific Loans Are Cheaper – Take out a specific loan where you take a renovation loan for your renovation requirements and a car loan for your car. It is not a good idea to take out a personal loan for your cars and truck or renovation needs. When it comes to banks, particular loans’ interest rates are lower.

If you are taking a loan from the bank for a house or automobile, it is very important to note your Debt Servicing Ratio which is a step of the portion of your routine income to the payment of your vehicle or home loan.

Do not ever take out a individual loan from a bank a few months before the major loan if you are preparing to take a significant loan. This will affect you.

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5.00 (1 review)
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We have been Singapore’s top licensed and most trusted moneylender. We offer an extensive r...
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We are an professional and licensed money lender. If its quick personal loan that you require, an...
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There are customised loan services readily available to each customer. We offer a flexible repaym...
88 Bedok North St 4 #01-163 Singapore 460088 7.92 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
80 Raffles Place UOB Plaza 1 Singapore 048624 7.97 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
129 BEDOK NORTH STREET 2 SINGAPORE 460129 7.99 km
For years, we have been rendering reasonable loan packages to those looking for emergency funds. ...
1 Tampines Central 1 #01-01 UOB Tampines Centre Singapore 529539 8 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean multinational banking...
1 Kim Seng Promenade #02-32 Great World City Singapore 237994 8.01 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
65 Chulia St #01-00 OCBC Centre Singapore 049513 8.03 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
3 PHILLIP STREET ROYAL GROUP BUILDING SINGAPORE 048693 8.04 km
we go all out to achieve each and every one of our customers’ wants and needs. We are an co...
1 Tampines Central 5 #01-02 Tampines CPF Building Singapore 529508 8.06 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
BLK 846 YISHUN RING ROAD SINGAPORE 760846 8.07 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to gain...
1 Kim Seng Promenade #01-34 Great World City Singapore 237994 8.08 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean multinational banking organ...
22 Malacca Street #01-00 RB Capital Building Singapore 048980 8.11 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
4.00 (1 review)
11 COLLYER QUAY THE ARCADE SINGAPORE 049317 8.12 km
We have been Singapore’s leading licensed and most trusted moneylender. We offer a wide-ran...
11 Collyer Quay, #02-25, The Arcade Singapore 049317 8.12 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
Blk 513 Tampines Central #01-160 Singapore 520513 8.14 km
Established on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of ...
101 UPPER CROSS STREET PEOPLE'S PARK CENTRE SINGAPORE 058357 8.14 km
We offer quick cash through personal loan or payday loan. Regardlessif it’s medical loan, e...
101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 8.17 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
101 UPPER COSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 8.18 km
We offer quick cash through personal loan or payday loan. Whether it’s medical loan, educat...
101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 8.18 km
We are an legal and licensed money lender. If its quick personal loan that you need, anywhere in ...
101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 8.18 km
We strive to achieve each and every one of our customers’ needs and wants. We are an licens...
101 UPPER CROSS STREET PEOPLE'S PARK CENTRE SINGAPORE 058357 8.18 km
We are an professional and licensed money lender. If its quick personal loan that you require, an...
133 NEW BRIDGE ROAD CHINATOWN POINT SINGAPORE 059413 8.2 km
We aim to achieve each and every one of our customers’ wants and needs. We are an company t...
Tampines 1 - 10 TAMPINES CENTRAL 1 #03-08/09 Singapore 529536 8.21 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
531 UPPER CROSS STREET HONG LIM COMPLEX SINGAPORE 050531 8.22 km
we aim to achieve each and every one of our customers’ wants and needs. We are an money len...
BLK 503 TAMPINES CENTRAL 1 SINGAPORE 520503 8.24 km
We have been Singapore’s leading licensed and most trusted moneylender. We offer a wide-ran...
Blk 531 Upper Cross Street #01-51 Hong Lim Complex Singapore 05053 8.27 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
1 Park Road #01-01/02 People's Park Complex Singapore 059108 8.39 km
United Overseas Bank Limited (typically understood as UOB) is a Singaporean multinational banking...
1 PARK ROAD PEOPLE’S PARK COMPLEX SINGAPORE 059108 8.42 km
We have been Singapore’s top licensed and most trusted moneylender. We provide a comprehens...
10 Marina Boulevard #01-04, Marina Bay Financial Centre Tower 2 Singapore 018983 8.49 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
10 Marina Boulevard #01-02 MBFC Tower 2 Singapore 018983 8.52 km
United Overseas Bank Limited (frequently understood as UOB) is a Singaporean international bankin...
12 Marina Boulevard Level 3 MBFC Tower 3 Singapore 018982 8.56 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
156 Cecil Street #01-00 Far Eastern Bank Building Singapore 069544 8.63 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
827 Bukit Timah Road Singapore 279886 8.86 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
302 Tiong Bahru Road #01-101/102 Tiong Bahru Plaza Singapore 168732 8.97 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
302 Tiong Bahru Road #01-125/126 Tiong Bahru Plaza Singapore 168732 8.97 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
1 Pasir Ris Central Street 3 #03-05 Singapore 518457 8.98 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Posta...
302 Tiong Bahru Road, Tiong Bahru Plaza #01-123/124 Singapore 168732 8.99 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
Blk 926 Yishun Central 1 #01-183 Singapore 760926 9 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
1 Pasir Ris Central St 3 White Sands, #01-13 Singapore 518457 9 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
Blk 201A Tampines Street 21 #01-1051 Singapore 521201 9.05 km
Prior to its acquisition, the bank was a significant public bank offering inexpensive banking ser...
1 TRAS LINK ORCHID HOTEL SINGAPORE 078867 9.1 km
We offer quick cash through personal loan or payday loan. Regardless of whether it’s medica...
1.00 (1 review)
10 ANSON ROAD INTERNATIONAL PLAZA SINGAPORE 079903 9.14 km
We are an independent and licensed money lender. If its quick personal loan that you require, no ...
10 ANSON ROAD INTERNATIONAL PLAZA SINGAPORE 079903 9.15 km
We have been Singapore’s top licensed and most trusted moneylender. We provide an extensive...
10 ANSON ROAD INTERNATIONAL PLAZA SINGAPORE 079903 9.15 km
Times are hard in Singapore and consumers and businessowners are finding it harder to gain access...
10 Anson Road #01-01 International Plaza Singapore 079903 9.15 km
United Overseas Bank Limited (typically called UOB) is a Singaporean multinational banking organi...
201D TAMPINES STREET 21 SINGAPORE 524201 9.17 km
We are determined to provide cost effective loan for Singaporeans and foreigners in Singapore. As...
3 Simei Street 6 #01-24/25/29 Eastpoint Mall Singapore 528833 9.19 km
POSB Bank (or just known as POSB) is a Singaporean bank offering customer banking services and is...
930 Yishun Ave 2 #B1-37/38/39 Northpoint Shopping Centre Singapore 769098 9.26 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
Blk 1 Tanjong Pagar #01-41/44 Tanjong Pagar Plaza Singapore 082001 9.26 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
930 Yishun Avenue 2 #01-41/42/43 Northpoint Shopping Centre Singapore 769098 9.28 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean multinational bankin...
77 KAMPONG BAHRU ROAD SINGAPORE 169376 9.5 km
We go all out to achieve each and every one of our customers’ wants and needs. We are an li...
249 Holland Ave Singapore 278980 9.64 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
211 Holland Avenue #01-12 Holland Road Shopping Centre Singapore 278967 9.71 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
Raffles Holland V , 118 Holland Avenue #02-05 Singapore 278997 9.72 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
Blk 443 Pasir Ris Drive 6 #01-20/22 Singapore 510443 9.74 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
Block 442 Pasir Ris Drive 6 #01-32/34 Singapore 510442 9.78 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
Blk 101 Yishun Avenue 5 #01-05 Singapore 760101 9.79 km
Founded on January 1, 1877 as the Post Workplace Savings Bank (POSB), the bank was part of the Po...
LOWER DELTA ROAD MOTORWAY BUILDING SINGAPORE 169205 9.82 km
we go all out to achieve each and every one of our customers’ wants and needs. We are an co...
BLK 162 BUKIT MERAH CENTRAL SINGAPORE 150162 9.83 km
There are personalised loan services easily available to each customer. We provide a manageable r...
Blk 290 Yishun Street 22 #01-401 Singapore 760290 9.92 km
POSB Bank (or just referred to as POSB) is a Singaporean bank offering consumer banking services ...
Blk 43 Holland Drive, #01-55 Singapore 270043 10.13 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
Blk 43 Holland Drive #01-53 Singapore 270043 10.13 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
1 Jalan Anak Bukit #01-19/20 Bukit Timah Plaza Singapore 588996 10.38 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
8 Somapah Road #01-103 Singapore 487372 10.39 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
140 UPPER BUKIT TIMAH ROAD BEAUTY WORLD PLAZA SINGAPORE 588176 10.61 km
We feel that each customer relationship is very essential when it comes to business in this indus...
148 Upper Bukit Timah Road #01-01 UOB Centre Singapore 588178 10.64 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean multinational bankin...
170 UPPER BUKIT TIMAH ROAD BUKIT TIMAH SHOPPING CENTRE SINGAPORE 588179 10.66 km
We have been Singapore’s top licensed and most trusted moneylender. We provide a wide sprea...
170 Upper Bukit Timah Rd #01-01 Bukit Timah Shopping Centre Singapore 588179 10.66 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
JALAN JURONG KECHIL SINGAPORE 598599 11.06 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
Blk 260 Bangkit Road #01-15 Singapore 670260 11.19 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
257 Bangkit Rd #01-51/55 Singapore 670257 11.23 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
1 HarbourFront Walk #B2-35/36 Vivo City Singapore 098585 11.28 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean multinational banking...
1 HarbourFront Walk #01-160 VivoCity Singapore 098585 11.36 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
1 MARITIME Square #02-122/123 Harbourfront Centre Singapore 099253 11.46 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
1 Maritime Square #02-99/100 HarbourFront Centre Singapore 99253 11.47 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
500 Dover Road Singapore Polytechnic, Food Court 5 (FC512) Singapore 139651 11.58 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
1 Segar Road #01-06 Zhenghua Community Club Singapore 677738 11.62 km
POSB Bank (or just called POSB) is a Singaporean bank offering consumer banking services and is t...
2 Sembawang Crescent #01-02 Canberra Community Club Singapore 757632 11.62 km
Founded on January 1, 1877 as the Post Workplace Savings Bank (POSB), the bank was part of the Po...
460 Alexandra Road #02-33/34 Alexandra Retail Centre Singapore 119963 11.8 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
30 Sembawang Drive #02-05 Sun Plaza Singapore 757713 11.94 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
1 Jelebu Road #02-02 Bukit Panjang Plaza Singapore 12.21 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
31 Lower Kent Ridge Road #01-02 Yusof Ishak House Singapore 119078 12.36 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
Blk 450 Clementi Avenue 3 #01-287/289 Singapore 120450 12.58 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean multinational banking...
Blk 450 Clementi Avenue 3 #01-293/295 Singapore 120450 12.58 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
Blk 449 Clementi Avenue 3 #01-243 Singapore 120449 12.63 km
Established on January 1, 1877 as the Post Workplace Savings Bank (POSB), the bank was part of th...
3155 Commonwealth Avenue West #04-52/55 The Clementi Mall Singapore 129588 12.65 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
900 South Woodlands Drive #02-01 Woodlands Civic Centre Singapore 730900 13 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
900 South Woodlands Drive #01-06 Woodlands Civic Centre Singapore 730900 13 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean multinational banking organ...
2 Clementi West Street 2 #01-06 West Coast Community Centre Singapore 129605 13.09 km
POSB Bank (or simply known as POSB) is a Singaporean bank offering customer banking services and ...
Airport Boulevard #B16-17 Singapore Changi Airport Passenger Terminal 2 Building Singapore 819643 13.11 km
United Overseas Bank Limited (frequently understood as UOB) is a Singaporean international bankin...
1 Woodlands Square #01-16 Causeway Point Singapore 738099 13.14 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
1 Woodlands Square, #B1-26 Causeway Point Singapore 738099 13.14 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
Blk 637 Bukit Batok Central #01-16 Singapore 650637 13.23 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
Blk 636 Bukit Batok Central #01-02/04 Singapore 650636 13.28 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
Blk 634 Bukit Batok Central #01-104/106 Singapore 650634 13.29 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean international banking org...
634 Bukit Batok Central #01-108 Singapore 650634 13.29 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
Blk 303 Woodlands Street 31 #01-191 Singapore 730303 13.78 km
POSB Bank (or simply known as POSB) is a Singaporean bank offering customer banking services and ...
303 Woodlands St 31 #01-159/161 Singapore 730303 13.78 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
Blk 153 Bukit Batok West Street 11 #01-290/292 Singapore 650153 14.12 km
POSB Bank (or merely known as POSB) is a Singaporean bank offering customer banking services and ...
SENOKO DRIVE SINGAPORE 758249 14.26 km
We are determined to provide affordable loan for Singaporeans and foreigners in Singapore. As a l...
50 Jurong Gateway Road #B1-18 Jem Singapore 608549 14.37 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
50 Jurong Gateway Road #02-15 Jem Singapore 608549 14.39 km
United Overseas Bank Limited (commonly understood as UOB) is a Singaporean international banking ...
3 Gateway Drive #04-36 Westgate Singapore 608532 14.43 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
61 Choa Chu Kang Drive #01-04 Yew Tee MRT Station Singapore 689715 14.59 km
Established on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of ...
304 Choa Chu Kang Ave 4 #01-663 Singapore 680304 14.62 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
Blk 304 Choa Chu Kang Avenue 4 #01-657/659 Singapore 680304 14.62 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
131 JURONG GATEWAY ROAD SINGAPORE 600131 14.73 km
We have been Singapore’s leading licensed and most trusted moneylender. We render a wide se...
21 Jurong Gateway Road #01-03 CPF Jurong Building Singapore 608546 14.77 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
Blk 2a Woodlands Centre Road #01-134 Singapore 731002 14.78 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
Blk 501 Jurong West Street 51 #01-279/281 Singapore 640501 16.9 km
POSB Bank (or just referred to as POSB) is a Singaporean bank offering customer banking services ...
502 Jurong West Ave 1 #01-821 Singapore 640502 17.01 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
25 Boon Lay Place Singapore 649886 17.75 km
United Overseas Bank Limited (commonly called UOB) is a Singaporean international banking organis...
10 Boon Lay Place #01-06 Boon Lay Community Club Singapore 649882 17.77 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...