302 Tiong Bahru Road, Tiong Bahru Plaza #01-123/124 Singapore 168732
302 Tiong Bahru Road Singapore 168732 SG

Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Postal Services Department in the Straits Settlements and was set up by the colonial federal government to provide banking services for lower-income citizens.Headquartered in the General Post Office Structure, in Raffles Place, the bank was under the jurisdiction of the Postmaster-General, with bank policies supervised by a group of trustees appointed by the Guv of the Straits Settlement. From 1877 to 1940, the bank had a steady development of accounts opened increasing from 211 to 57,000 while total deposits increased from 19,862 to 14.3 million Straits dollars during the exact same period.

Idea With respect to Obtaining Personal Loans In Singapore

That means you should never take a individual loan without understanding of exactly when and how you’ll pay it back.

Do not ever take out a personal loan from a bank a couple of months before the major loan if you are preparing to take a major loan. This will affect you.

A key element is your DSR (Debt Servicing Ratio)when you take a bank loan for a automobile or home. This measures what portion of your income can enter into paying back the housing or vehicle loan, consisting of other overheads (e.g. repayment for other individual loans).

In order to encourage you, particular loan bundles often have lower interest rates. Personal loans tend to charge interest of about 6% to 8%, whereas specific loans (renovation loans, education loans, etc).

Loans Get Cheaper As the Loan Gets More Specific – So when it concerns getting loans, be as specific as you can. Do not take a individual loan to renovate your house, not when there’s a renovation loan package. Do not take a individual loan to spend for your education, when there’s an education loan package.

In other words, a Debt Servicing Ratio of 50% indicates that your debt responsibility can not go beyond 50% of your income. As a guide, most banks allow 40% Debt Servicing Ratio for a home and 30% for a auto loan

The majority of personal loans are unsecured. As in, there’s no collateral behind them. And because the issuing banks have no security, they’ll compensate by boosting interest rates.

Do not utilize personal loans as alternative business loans. You ought to only take a personal loan to reduce flow issues

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30 Tai Seng Street #01-01 Breadtalk IHQ Singapore 534013 8.8 km
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50 EAST COAST ROAD ROXY SQUARE SINGAPORE 428769 8.82 km
We feel that each customer relationship is very extremely important when it comes to operating in...
26 Tai Seng Street #01-01 Singapore 534057 8.83 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
80 Marine Parade Road #01-13 Parkway Parade Singapore 449269 8.9 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean international banking...
80 Marine Parade Road #01-12 Parkway Parade Singapore 449269 8.91 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
83 Marine Parade Central #01-576/578 Singapore 440083 8.99 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
Blk 83 Marine Parade #01-584/586 Singapore 440083 8.99 km
Prior to its acquisition, the bank was a major public bank offering affordable banking services t...
Blk 254 Serangoon Central Drive #01-203 Singapore 550254 8.99 km
POSB Bank (or simply called POSB) is a Singaporean bank offering consumer banking services and is...
5 JALAN KILANG BARAT PETRO CENTRE SINGAPORE 159349 9.16 km
We are an independent and licensed money lender. If its quick personal loan that you require, no ...
65 UBI CRESCENT HOLA CENTRE SINGAPORE 408559 9.18 km
Times are difficult in Singapore and consumers and businessowners are finding it harder to get ac...
30 Eunos Crescent #01-01 Eunos MRT Station Singapore 409423 9.2 km
Founded on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of the ...
228 CHANGI ROAD ICON@CHANGI SINGAPORE 419741 9.31 km
we endeavor to achieve each and every one of our customers’ needs and wants. We are an lice...
756 UPPER SERANGOON ROAD UPPER SERANGOON SHOPPING CENTRE SINGAPORE 534626 9.44 km
We provide quick cash through personal loan or payday loan. Regardlessif it’s medical loan,...
53 Ang Mo Kio Avenue 3 #03-01/27 AMK Hub Singapore 569933 9.5 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
53 Ang Mo Kio Avenue 3 #B1-01 AMK Hub Singapore 569933 9.54 km
53 Ang Mo Kio Avenue 3 #B1-32/33 AMK Hub Singapore 569933 9.54 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
Blk 302 Ubi Ave 1 #01-59/ 63 Singapore 400302 9.55 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
53 Ang Mo Kio Avenue 3 #B1-34 AMK Hub Singapore 569933 9.56 km
United Overseas Bank Limited (frequently called UOB) is a Singaporean multinational banking organ...
128 ANG MO KIO AVENUE 3 SINGAPORE 560128 9.58 km
We offer quick cash through personal loan or payday loan. Whether it’s medical loan, educat...
BLK 704 ANG MO KIO AVE 8 SINGAPORE 560704 9.62 km
We are an legal and licensed money lender. If its quick personal loan that you need, no matter wh...
69 Serangoon Garden Way Singapore 555965 9.62 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean multinational banking...
705 ANG MO KIO AVENUE 8 SINGAPORE 560705 9.62 km
We are an authorised and licensed money lender. If its quick personal loan that you need, anywher...
86/88 Serangoon Garden Way Singapore 555982 9.63 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
61 UBI AVENUE 2 AUTOMOBILE MEGAMART SINGAPORE 408898 9.69 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to acce...
Blk 301 Ubi Avenue 1 #01-257 Singapore 400301 9.7 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
BLK 709 ANG MO KIO AVENUE 8 SINGAPORE 560709 9.71 km
we aim to achieve each and every one of our customers’ wants and needs. We are an company t...
Blk 712a Ang Mo Kio Avenue 6 #01-4066 Singapore 560712 9.72 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
1 Maju Avenue #01-12/13/14/15 Serangoon Garden Village Singapore 556679 9.74 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 9.74 km
We are an legal and licensed money lender. If its quick cash loan that you require, no matter whe...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 9.74 km
For years, we have been providing affordable loan packages to those that needs emergency funds. A...
163 ANG MO KIO AVE 4 SINGAPORE 560163 9.81 km
There are personalised loan services available to each customer. We provide a manageable repaymen...
726 ANG MO KIO AVENUE 6 SINGAPORE 560726 9.85 km
There are personalised loan services available to each customer. We provide a versatile repayment...
Blk 108 Hougang Avenue 1 #01-1313/1315 Singapore 530108 10.18 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean multinational banking orga...
Blk 204 Hougang Street 21 #01-107/111 Singapore 530204 10.32 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
Blk 205 Hougang Street 21 #03-00 Heartland Mall Singapore 530205 10.4 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
7 Kaki Bukit Avenue 3 #01-08/09/10/11/12 Kaki Bukit Recreation Centre Singapore 415814 10.51 km
Prior to its acquisition, the bank was a major public bank offering low-cost banking services to ...
629 Ang Mo Kio Ave 4 #01-1006/1008/1010 Singapore 560629 10.53 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
Blk 629 Ang Mo Kio Avenue 4 #01-1018 Singapore 560629 10.53 km
Founded on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part of t...
210 HOUGANG STREET 21 SINGAPORE 530210 10.53 km
We are an independent and licensed money lender. If its quick cash loan that you require, anywher...
211 Hougang St 21 #01-295 Singapore 530211 10.6 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
153 SERANGOON NORTH AVENUE 1 SINGAPORE 550153 10.6 km
we make every effort to achieve each and every one of our customers’ wants and needs. We ar...
50 Jurong Gateway Road #B1-18 Jem Singapore 608549 10.62 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
50 Jurong Gateway Road #02-15 Jem Singapore 608549 10.65 km
United Overseas Bank Limited (commonly understood as UOB) is a Singaporean international banking ...
2 Ang Mo Kio Drive Blk A #01-10 Singapore 567720 10.72 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
3 Gateway Drive #04-36 Westgate Singapore 608532 10.78 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
Blk 637 Bukit Batok Central #01-16 Singapore 650637 10.89 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
Blk 636 Bukit Batok Central #01-02/04 Singapore 650636 10.92 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
634 Bukit Batok Central #01-108 Singapore 650634 10.95 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
Blk 634 Bukit Batok Central #01-104/106 Singapore 650634 10.95 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean international banking org...
131 JURONG GATEWAY ROAD SINGAPORE 600131 11.04 km
We have been Singapore’s leading licensed and most trusted moneylender. We render a wide se...
21 Jurong Gateway Road #01-03 CPF Jurong Building Singapore 608546 11.11 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
Blk 153 Bukit Batok West Street 11 #01-290/292 Singapore 650153 11.43 km
POSB Bank (or merely known as POSB) is a Singaporean bank offering customer banking services and ...
Blk 260 Bangkit Road #01-15 Singapore 670260 11.8 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
257 Bangkit Rd #01-51/55 Singapore 670257 11.87 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
80 Hougang Central #01-01 Hougang MRT Station Singapore 538758 11.99 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
Blk 805 Hougang Central #01-102/104 Singapore 530805 12.01 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Posta...
Blk 539 Bedok North Street 3 #01-647 Singapore 460539 12.05 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
90 Hougang Ave 10 #01-01/05 Hougang Mall Singapore 538766 12.15 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
211 NEW UPPER CHANGI ROAD SINGAPORE 460211 12.28 km
For years, we have been offering affordable loan packages to those in need of emergency funds. As...
204 Bedok North St 1 #01-403/405/407 Singapore 460204 12.3 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
BLK 210 NEW UPPER CHANGI ROAD SINGAPORE 460210 12.41 km
We are an professional and licensed money lender. If its quick cash loan that you require, anywhe...
Blk 210 New Upper Changi Road #01-711 Singapore 460210 12.41 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
Blk 210 New Upper Changi Road #01-707 Singapore 460210 12.41 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
1 Jelebu Road #02-02 Bukit Panjang Plaza Singapore 12.48 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
Blk 213 Bedok North Street 1 #01-103 Singapore 460213 12.55 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
1 Segar Road #01-06 Zhenghua Community Club Singapore 677738 12.71 km
POSB Bank (or just called POSB) is a Singaporean bank offering consumer banking services and is t...
217 BEDOK NORTH STREET 1 SINGAPORE 460217 12.72 km
We feel that every customer relationship is very critical when it comes to business in this indus...
33 Sengkang West Avenue #01-49/50/51/52/53 Seletar Mall Singapore 797653 12.89 km
Established on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the P...
129 BEDOK NORTH STREET 2 SINGAPORE 460129 13.17 km
For years, we have been rendering reasonable loan packages to those looking for emergency funds. ...
88 Bedok North St 4 #01-163 Singapore 460088 13.51 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
Blk 827 Tampines Street 81 #01-138/140 Singapore 520827 13.81 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
Blk 118 Rivervale Drive #01-21 Rivervale Plaza Singapore 540118 13.81 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
Blk 501 Jurong West Street 51 #01-279/281 Singapore 640501 13.91 km
POSB Bank (or just referred to as POSB) is a Singaporean bank offering customer banking services ...
1 Sengkang Square #02-05/06 Compass One Mall Singapore 545078 13.99 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
1 Sengkang Square #02-04 Compass One Singapore 545078 14 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
502 Jurong West Ave 1 #01-821 Singapore 640502 14.03 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
304 Choa Chu Kang Ave 4 #01-663 Singapore 680304 14.34 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
Blk 304 Choa Chu Kang Avenue 4 #01-657/659 Singapore 680304 14.34 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
30 Yishun Street 81 #01-04 Nee Soon South Community Club Singapore 768455 14.35 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
BLK 846 YISHUN RING ROAD SINGAPORE 760846 14.53 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to gain...
25 Boon Lay Place Singapore 649886 14.57 km
United Overseas Bank Limited (commonly called UOB) is a Singaporean international banking organis...
10 Boon Lay Place #01-06 Boon Lay Community Club Singapore 649882 14.58 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
1 Jurong West Central 2 #B1-31/32/33/46 Jurong Point Shopping Centre Singapore 648886 14.61 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
1 Jurong West Central 2 #B1-20 Jurong Point Shopping Centre Singapore 648886 14.63 km
Prior to its acquisition, the bank was a major public bank offering low-cost banking services to ...
1 Jurong West Central 2 #01-16C Jurong Point Shopping Centre Singapore 648886 14.63 km
United Overseas Bank Limited (frequently called UOB) is a Singaporean multinational banking organ...
63 Jurong West Central 3 #B1-47/48/49/50 Jurong Point Shopping Centre Singapore 648331 14.74 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
1 Tampines Central 1 #01-01 UOB Tampines Centre Singapore 529539 14.85 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean multinational banking...
1 Tampines Central 5 #01-02 Tampines CPF Building Singapore 529508 14.94 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
Blk 513 Tampines Central #01-160 Singapore 520513 15.05 km
Established on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of ...
Tampines 1 - 10 TAMPINES CENTRAL 1 #03-08/09 Singapore 529536 15.15 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
61 Choa Chu Kang Drive #01-04 Yew Tee MRT Station Singapore 689715 15.21 km
Established on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of ...
BLK 503 TAMPINES CENTRAL 1 SINGAPORE 520503 15.26 km
We have been Singapore’s leading licensed and most trusted moneylender. We offer a wide-ran...
3 Simei Street 6 #01-24/25/29 Eastpoint Mall Singapore 528833 15.36 km
POSB Bank (or just known as POSB) is a Singaporean bank offering customer banking services and is...
83 Punggol Central #01-01 Waterway Point Singapore 828761 15.71 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
83 Punggol Central #01-13 Waterway Point Singapore 828761 15.71 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
83 Punggol Central #01-15 Singapore 828761 15.77 km
POSB Bank (or just referred to as POSB) is a Singaporean bank offering customer banking services ...
Blk 926 Yishun Central 1 #01-183 Singapore 760926 15.78 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
Blk 201A Tampines Street 21 #01-1051 Singapore 521201 15.83 km
Prior to its acquisition, the bank was a significant public bank offering inexpensive banking ser...
201D TAMPINES STREET 21 SINGAPORE 524201 15.88 km
We are determined to provide cost effective loan for Singaporeans and foreigners in Singapore. As...
930 Yishun Ave 2 #B1-37/38/39 Northpoint Shopping Centre Singapore 769098 15.96 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
930 Yishun Avenue 2 #01-41/42/43 Northpoint Shopping Centre Singapore 769098 15.96 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean multinational bankin...
Blk 101 Yishun Avenue 5 #01-05 Singapore 760101 16.04 km
Founded on January 1, 1877 as the Post Workplace Savings Bank (POSB), the bank was part of the Po...
Blk 960 Jurong West Street 92 #01-174 Singapore 640960 16.26 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
8 Somapah Road #01-103 Singapore 487372 16.4 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
1 Pasir Ris Central Street 3 #03-05 Singapore 518457 16.67 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Posta...
Blk 290 Yishun Street 22 #01-401 Singapore 760290 16.69 km
POSB Bank (or just referred to as POSB) is a Singaporean bank offering consumer banking services ...
1 Pasir Ris Central St 3 White Sands, #01-13 Singapore 518457 16.7 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
900 South Woodlands Drive #01-06 Woodlands Civic Centre Singapore 730900 17.12 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean multinational banking organ...
900 South Woodlands Drive #02-01 Woodlands Civic Centre Singapore 730900 17.13 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
Blk 303 Woodlands Street 31 #01-191 Singapore 730303 17.13 km
POSB Bank (or simply known as POSB) is a Singaporean bank offering customer banking services and ...
303 Woodlands St 31 #01-159/161 Singapore 730303 17.13 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
BENOI ROAD PIONEER LOT SINGAPORE 627788 17.16 km
We have been Singapore’s leading licensed and most trusted moneylender. We provide a wide-r...
Blk 443 Pasir Ris Drive 6 #01-20/22 Singapore 510443 17.2 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
Block 442 Pasir Ris Drive 6 #01-32/34 Singapore 510442 17.21 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
1 Woodlands Square, #B1-26 Causeway Point Singapore 738099 17.26 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...