61 Choa Chu Kang Drive #01-04 Yew Tee MRT Station Singapore 689715
61 Choa Chu Kang Drive Singapore 689715 SG

Established on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of the Postal Services Department in the Straits Settlements and was set up by the colonial government to offer banking services for lower-income citizens.Following the end of World War II and the dissolvement of the Straits Settlement, the 1948 Savings Bank Ordinance came into result and in 1949, POSB was separated from the other post office cost savings banks in Malaya, with the bank’s possessions and liabilities split between Singapore and the Federated Malay States. After the separation from 1949 to 1955, overall deposits of the bank increased from M$ 27.4 million to M$ 57.6 million and in 1951, the bank had its 100,000 th depositor.

Idea For Acquiring Personal Loans In Singapore

If you are preparing to take a significant loan, do never get a personal loan from a bank a couple of months prior to the major loan. This will impact you.

When you take a bank loan for a vehicle or home, a key factor is your DSR (Debt Servicing Ratio ). This determines what portion of your earnings can go into repaying the real estate or car loan, consisting of other overheads (e.g. payment for other personal loans).

So a DSR of 50% indicates your loan repayments, plus repayments of other loans you have, cannot surpass 50% of your income.Just for referral, most banks enable 40% DSR for a house, and 30% DSR for a cars and truck.

Particular Loans Are Cheaper – Take out a specific loan where you take a renovation loan for your renovation needs and a car loan for your cars and truck. It is not wise to secure a personal loan for your car or renovation requirements. When it concerns banks, particular loans’ interest rates are lower.

They are unsecured where you have nothing to back the loans if you can not pay back the banks when it comes to individual loans. Such loans are riskier for the banks and they have a higher rate of interest for personal loans. Due to the nature of such individual loans, it is not advisable to take personal loans except for emergency circumstances.

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801 FRENCH ROAD SINGAPORE 200801 16.09 km
We have been Singapore’s leading licensed and most trusted moneylender. We render a compreh...
801 FRENCH ROAD SINGAPORE 200801 16.09 km
There are customised loan services readily available to each customer. We offer a flexible repaym...
801 FRENCH ROAD SINGAPORE 200801 16.09 km
Times are hard in Singapore and consumers and businessowners are finding it harder to access cred...
210 HOUGANG STREET 21 SINGAPORE 530210 16.1 km
We are an independent and licensed money lender. If its quick cash loan that you require, anywher...
211 Hougang St 21 #01-295 Singapore 530211 16.16 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
12 Kallang Avenue, #01-24 Singapore 339511 16.2 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
470 NORTH BRIDGE ROAD BUGIS CUBE SINGAPORE 188735 16.34 km
Times are difficult in Singapore and consumers and businessowners are finding it harder to get ac...
460 North Bridge Road #01-00 Singapore 188734 16.35 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
3 COLEMAN STREET PENINSULA SHOPPING CENTRE SINGAPORE 179804 16.41 km
We have been Singapore’s leading licensed and most trusted moneylender. We provide a compre...
5.00 (1 review)
111 NORTH BRIDGE ROAD PENINSULA PLAZA SINGAPORE 179098 16.41 km
There are personalised loan services available to each customer. We offer a manageable repayment ...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 16.41 km
We feel that every customer relationship is very critical when it comes to business in this indus...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 16.41 km
We have been Singapore’s leading licensed and most trusted moneylender. We render a widespr...
1 Sengkang Square #02-04 Compass One Singapore 545078 16.42 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
200 Jalan Sultan #01-06 Textile Centre Singapore 199018 16.42 km
United Overseas Bank Limited (frequently called UOB) is a Singaporean multinational banking organ...
101 UPPER CROSS STREET PEOPLE'S PARK CENTRE SINGAPORE 058357 16.42 km
We offer quick cash through personal loan or payday loan. Regardlessif it’s medical loan, e...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 16.43 km
We feel that each customer relationship is very essential when it comes to business in this indus...
101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 16.43 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
1 Sengkang Square #02-05/06 Compass One Mall Singapore 545078 16.43 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 16.43 km
We strive to achieve each and every one of our customers’ needs and wants. We are an licens...
101 UPPER CROSS STREET PEOPLE'S PARK CENTRE SINGAPORE 058357 16.43 km
We are an professional and licensed money lender. If its quick personal loan that you require, an...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 16.44 km
For years, we have been providing competitive loan packages to those who need emergency funds. As...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 16.44 km
We have been Singapore’s top licensed and most trusted moneylender. We offer an extensive r...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 16.44 km
For years, we have been offering competitive loan packages to those in need of emergency funds. A...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 16.44 km
We are an professional and licensed money lender. If its quick personal loan that you require, an...
101 UPPER COSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 16.44 km
We offer quick cash through personal loan or payday loan. Whether it’s medical loan, educat...
101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 16.44 km
We are an legal and licensed money lender. If its quick personal loan that you need, anywhere in ...
80 Hougang Central #01-01 Hougang MRT Station Singapore 538758 16.44 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
1 Park Road #01-01/02 People's Park Complex Singapore 059108 16.46 km
United Overseas Bank Limited (typically understood as UOB) is a Singaporean multinational banking...
1 NORTH BRIDGE ROAD HIGH STREET CENTRE SINGAPORE 179094 16.48 km
We have been Singapore’s top licensed and most trusted moneylender. We offer an extensive r...
50 NORTH CANAL ROAD SINGAPORE 059304 16.48 km
There are customised loan services readily available to each customer. We offer a flexible repaym...
252 North Bridge Road #02-26A/B Raffles City Shopping Centre Singapore 179103 16.48 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
250 NORTH BRIDGE ROAD RAFFLES CITY TOWER SINGAPORE 179101 16.49 km
We provide quick cash through personal loan or payday loan. Regardlessif it’s medical loan,...
1 PARK ROAD PEOPLE’S PARK COMPLEX SINGAPORE 059108 16.51 km
We have been Singapore’s top licensed and most trusted moneylender. We provide a comprehens...
1 COLEMAN STREET THE ADELPHI SINGAPORE 179803 16.51 km
We are an legal and licensed money lender. If its quick cash loan that you need, anywhere in Sing...
883 NORTH BRIDGE ROAD SOUTHBANK SINGAPORE 198785 16.52 km
For years, we have been providing reasonable loan packages to those that needs emergency funds. A...
252 North Bridge Road #B1-04/05 Raffles City Shopping Centre Singapore 179103 16.52 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
1 Coleman Street #01-14 The Adelphi Singapore 179803 16.52 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean international banki...
90 Hougang Ave 10 #01-01/05 Hougang Mall Singapore 538766 16.53 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
133 NEW BRIDGE ROAD CHINATOWN POINT SINGAPORE 059413 16.57 km
We aim to achieve each and every one of our customers’ wants and needs. We are an company t...
Blk 108 Hougang Avenue 1 #01-1313/1315 Singapore 530108 16.61 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean multinational banking orga...
Blk 805 Hougang Central #01-102/104 Singapore 530805 16.62 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Posta...
77 KAMPONG BAHRU ROAD SINGAPORE 169376 16.67 km
We go all out to achieve each and every one of our customers’ wants and needs. We are an li...
Blk 531 Upper Cross Street #01-51 Hong Lim Complex Singapore 05053 16.69 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
531 UPPER CROSS STREET HONG LIM COMPLEX SINGAPORE 050531 16.71 km
we aim to achieve each and every one of our customers’ wants and needs. We are an money len...
3 Temasek Boulevard #02-709/710/711 Suntec City Mall Singapore 038983 16.76 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
5001 BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 16.83 km
For years, we have been delivering reasonable loan packages to those in need of emergency funds. ...
BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 16.83 km
We endeavor to achieve each and every one of our customers’ needs and wants. We are an lice...
5001 BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 16.83 km
There are personalised loan services easily available to each customer. We provide a versatile re...
3 Temasek Boulevard Suntec City Mall #02-411/412 (Near Tower 5) Singapore 038983 16.86 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
65 Chulia St #01-00 OCBC Centre Singapore 049513 16.86 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
8 BURN ROAD TRIVEX SINGAPORE 369977 16.87 km
For years, we have been offering affordable loan packages to those looking for emergency funds. A...
1 Maritime Square #02-99/100 HarbourFront Centre Singapore 99253 16.89 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
1 MARITIME Square #02-122/123 Harbourfront Centre Singapore 099253 16.89 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
1 HarbourFront Walk #B2-35/36 Vivo City Singapore 098585 16.9 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean multinational banking...
80 Raffles Place UOB Plaza 1 Singapore 048624 16.91 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
3 Temasek Boulevard #02-735 / 736 Suntec City Mall Singapore 038983 16.93 km
United Overseas Bank Limited (typically understood as UOB) is a Singaporean multinational banking...
3 PHILLIP STREET ROYAL GROUP BUILDING SINGAPORE 048693 16.97 km
we go all out to achieve each and every one of our customers’ wants and needs. We are an co...
1 HarbourFront Walk #01-160 VivoCity Singapore 098585 17.01 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
22 Malacca Street #01-00 RB Capital Building Singapore 048980 17.07 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
1 TRAS LINK ORCHID HOTEL SINGAPORE 078867 17.19 km
We offer quick cash through personal loan or payday loan. Regardless of whether it’s medica...
26 Tai Seng Street #01-01 Singapore 534057 17.2 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
11 Collyer Quay, #02-25, The Arcade Singapore 049317 17.2 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
83 Punggol Central #01-01 Waterway Point Singapore 828761 17.2 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
83 Punggol Central #01-13 Waterway Point Singapore 828761 17.2 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
Blk 118 Rivervale Drive #01-21 Rivervale Plaza Singapore 540118 17.23 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
4.00 (1 review)
11 COLLYER QUAY THE ARCADE SINGAPORE 049317 17.23 km
We have been Singapore’s leading licensed and most trusted moneylender. We offer a wide-ran...
156 Cecil Street #01-00 Far Eastern Bank Building Singapore 069544 17.23 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
Blk 1 Tanjong Pagar #01-41/44 Tanjong Pagar Plaza Singapore 082001 17.24 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
83 Punggol Central #01-15 Singapore 828761 17.25 km
POSB Bank (or just referred to as POSB) is a Singaporean bank offering customer banking services ...
30 Tai Seng Street #01-01 Breadtalk IHQ Singapore 534013 17.32 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean international banking org...
10 ANSON ROAD INTERNATIONAL PLAZA SINGAPORE 079903 17.42 km
We have been Singapore’s top licensed and most trusted moneylender. We provide an extensive...
10 ANSON ROAD INTERNATIONAL PLAZA SINGAPORE 079903 17.42 km
Times are hard in Singapore and consumers and businessowners are finding it harder to gain access...
10 Anson Road #01-01 International Plaza Singapore 079903 17.42 km
United Overseas Bank Limited (typically called UOB) is a Singaporean multinational banking organi...
1.00 (1 review)
10 ANSON ROAD INTERNATIONAL PLAZA SINGAPORE 079903 17.42 km
We are an independent and licensed money lender. If its quick personal loan that you require, no ...
1 Stadium Place #01-66/67, Kallang Wave Singapore 397628 17.51 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
1 Stadium Place #01-06/07 Singapore 397628 17.51 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
250 Sims Avenue #01-01 Singapore 387513 17.63 km
Prior to its acquisition, the bank was a major public bank offering low-cost banking services to ...
10 Marina Boulevard #01-04, Marina Bay Financial Centre Tower 2 Singapore 018983 17.64 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
10 Marina Boulevard #01-02 MBFC Tower 2 Singapore 018983 17.71 km
United Overseas Bank Limited (frequently understood as UOB) is a Singaporean international bankin...
2 Bayfront Ave #01-30 The Shoppes at Marina Bay Sands Singapore 018972 17.71 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
12 Marina Boulevard Level 3 MBFC Tower 3 Singapore 018982 17.78 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
GEYLANG ROAD SINGAPORE 389636 18.36 km
we aim to achieve each and every one of our customers’ wants and needs. We are an company t...
60 Paya Lebar Road #01-45/46/52/53 Singapore 409051 18.36 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
GEYLANG ROAD SINGAPORE 389663 18.44 km
We feel that every customer relationship is extremely crucial when it comes to business in this i...
65 UBI CRESCENT HOLA CENTRE SINGAPORE 408559 18.44 km
Times are difficult in Singapore and consumers and businessowners are finding it harder to get ac...
61 UBI AVENUE 2 AUTOMOBILE MEGAMART SINGAPORE 408898 18.6 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to acce...
Blk 302 Ubi Ave 1 #01-59/ 63 Singapore 400302 18.64 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
810 Geylang Road #01-51/55 City Plaza Singapore 409286 18.67 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean international banking...
Blk 301 Ubi Avenue 1 #01-257 Singapore 400301 18.73 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
7 Kaki Bukit Avenue 3 #01-08/09/10/11/12 Kaki Bukit Recreation Centre Singapore 415814 18.94 km
Prior to its acquisition, the bank was a major public bank offering low-cost banking services to ...
30 Eunos Crescent #01-01 Eunos MRT Station Singapore 409423 19.32 km
Founded on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of the ...
228 CHANGI ROAD ICON@CHANGI SINGAPORE 419741 19.64 km
we endeavor to achieve each and every one of our customers’ needs and wants. We are an lice...
50 EAST COAST ROAD ROXY SQUARE SINGAPORE 428769 20.3 km
We feel that each customer relationship is very extremely important when it comes to operating in...
83 Marine Parade Central #01-576/578 Singapore 440083 20.56 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
Blk 83 Marine Parade #01-584/586 Singapore 440083 20.56 km
Prior to its acquisition, the bank was a major public bank offering affordable banking services t...
80 Marine Parade Road #01-13 Parkway Parade Singapore 449269 20.58 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean international banking...
80 Marine Parade Road #01-12 Parkway Parade Singapore 449269 20.59 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
Blk 539 Bedok North Street 3 #01-647 Singapore 460539 21.1 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
Blk 827 Tampines Street 81 #01-138/140 Singapore 520827 21.39 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
204 Bedok North St 1 #01-403/405/407 Singapore 460204 21.79 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
211 NEW UPPER CHANGI ROAD SINGAPORE 460211 21.88 km
For years, we have been offering affordable loan packages to those in need of emergency funds. As...
BLK 210 NEW UPPER CHANGI ROAD SINGAPORE 460210 22.04 km
We are an professional and licensed money lender. If its quick cash loan that you require, anywhe...
Blk 210 New Upper Changi Road #01-711 Singapore 460210 22.04 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
Blk 210 New Upper Changi Road #01-707 Singapore 460210 22.04 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
Blk 213 Bedok North Street 1 #01-103 Singapore 460213 22.06 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
217 BEDOK NORTH STREET 1 SINGAPORE 460217 22.18 km
We feel that every customer relationship is very critical when it comes to business in this indus...
1 Tampines Central 1 #01-01 UOB Tampines Centre Singapore 529539 22.33 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean multinational banking...
1 Tampines Central 5 #01-02 Tampines CPF Building Singapore 529508 22.38 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
Blk 513 Tampines Central #01-160 Singapore 520513 22.44 km
Established on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of ...
BLK 503 TAMPINES CENTRAL 1 SINGAPORE 520503 22.48 km
We have been Singapore’s leading licensed and most trusted moneylender. We offer a wide-ran...
Tampines 1 - 10 TAMPINES CENTRAL 1 #03-08/09 Singapore 529536 22.5 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
88 Bedok North St 4 #01-163 Singapore 460088 22.5 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
129 BEDOK NORTH STREET 2 SINGAPORE 460129 22.58 km
For years, we have been rendering reasonable loan packages to those looking for emergency funds. ...
1 Pasir Ris Central Street 3 #03-05 Singapore 518457 22.68 km
Founded on Janu