Blk 101 Yishun Avenue 5 #01-05 Singapore 760101
101 Yishun Avenue 5 Singapore 760101 SG

Founded on January 1, 1877 as the Post Workplace Savings Bank (POSB), the bank was part of the Postal Services Department in the Straits Settlements and was set up by the colonial federal government to supply banking services for lower-income citizens.Following the end of World War II and the dissolvement of the Straits Settlement, the 1948 Cost savings Bank Ordinance came into effect and in 1949, POSB was separated from the other post office savings banks in Malaya, with the bank’s possessions and liabilities split in between Singapore and the Federated Malay States. After the separation from 1949 to 1955, overall deposits of the bank increased from M$ 27.4 million to M$ 57.6 million and in 1951, the bank had its 100,000 th depositor.

Recommendation When it comes to Acquiring Personal Loans In Singapore

Do not ever take out a individual loan from a bank a couple of months before the significant loan if you are preparing to take a major loan. This will affect you.

When you take a bank loan for a cars and truck or house, a essential element is your DSR (Debt Servicing Ratio ). This determines what percentage of your earnings can enter into repaying the real estate or auto loan, consisting of other overheads (e.g. repayment for other individual loans).

Simply puts, a Debt Servicing Ratio of 50% implies that your debt obligation can not surpass 50% of your income. As a guide, a lot of banks permit 40% Debt Servicing Ratio for a house and 30% for a auto loan

Loans Get Cheaper As the Loan Gets More Specific – So when it pertains to getting loans, be as specific as you can. Do not take a individual loan to remodel your home, not when there’s a renovation loan bundle. Don’t take a personal loan to pay for your education, when there’s an education loan plan.

In order to motivate you, particular loan packages typically have lower rates of interest. Personal loans have the tendency to charge interest of about 6% to 8%, whereas specific loans (renovation loans, education loans, etc). have rates as low as 2%. Ask the banker to match a package to your requirements.

The majority of personal loans are unsecured. As in, there’s no collateral behind them. And since the issuing banks have no security, they’ll compensate by boosting rates of interest.

That means you ought to never ever take a personal loan without knowledge of precisely when and how you’ll pay it back.

Do not utilize personal loans as alternative business loans. Don’t utilize them to trade on Forex. Don’t utilize them to purchase high danger equities. You should just take a personal loan to ease capital problems.

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We feel that every customer relationship is very critical when it comes to business in this indus...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 14.59 km
We have been Singapore’s leading licensed and most trusted moneylender. We render a widespr...
1 SOPHIA ROAD PEACE CENTRE SINGAPORE 228149 14.59 km
We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
500 Dover Road Singapore Polytechnic, Food Court 5 (FC512) Singapore 139651 14.61 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 14.62 km
We feel that each customer relationship is very essential when it comes to business in this indus...
GEYLANG ROAD SINGAPORE 389636 14.63 km
we aim to achieve each and every one of our customers’ wants and needs. We are an company t...
68 Orchard Road #B1-25 Plaza Singapura Singapore 238839 14.65 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
149 Rochor Road #01-26 Fu Lu Shou Complex Singapore 188425 14.66 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean international banking org...
GEYLANG ROAD SINGAPORE 389663 14.66 km
We feel that every customer relationship is extremely crucial when it comes to business in this i...
3155 Commonwealth Avenue West #04-52/55 The Clementi Mall Singapore 129588 14.67 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
Blk 450 Clementi Avenue 3 #01-287/289 Singapore 120450 14.74 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean multinational banking...
Blk 450 Clementi Avenue 3 #01-293/295 Singapore 120450 14.74 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
Blk 449 Clementi Avenue 3 #01-243 Singapore 120449 14.77 km
Established on January 1, 1877 as the Post Workplace Savings Bank (POSB), the bank was part of th...
810 Geylang Road #01-51/55 City Plaza Singapore 409286 14.81 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean international banking...
5001 BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 14.82 km
For years, we have been delivering reasonable loan packages to those in need of emergency funds. ...
BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 14.82 km
We endeavor to achieve each and every one of our customers’ needs and wants. We are an lice...
5001 BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 14.82 km
There are personalised loan services easily available to each customer. We provide a versatile re...
Blk 827 Tampines Street 81 #01-138/140 Singapore 520827 14.83 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
30 Eunos Crescent #01-01 Eunos MRT Station Singapore 409423 14.89 km
Founded on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of the ...
1 Stadium Place #01-66/67, Kallang Wave Singapore 397628 14.96 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
1 Stadium Place #01-06/07 Singapore 397628 14.96 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
Blk 501 Jurong West Street 51 #01-279/281 Singapore 640501 15.04 km
POSB Bank (or just referred to as POSB) is a Singaporean bank offering customer banking services ...
1 Pasir Ris Central Street 3 #03-05 Singapore 518457 15.04 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Posta...
470 NORTH BRIDGE ROAD BUGIS CUBE SINGAPORE 188735 15.05 km
Times are difficult in Singapore and consumers and businessowners are finding it harder to get ac...
1 Pasir Ris Central St 3 White Sands, #01-13 Singapore 518457 15.06 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
460 North Bridge Road #01-00 Singapore 188734 15.08 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
502 Jurong West Ave 1 #01-821 Singapore 640502 15.09 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
70 Stamford Road #B1-43 Singapore Management University Singapore 178901 15.1 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
1 Kim Seng Promenade #02-32 Great World City Singapore 237994 15.21 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
228 CHANGI ROAD ICON@CHANGI SINGAPORE 419741 15.23 km
we endeavor to achieve each and every one of our customers’ needs and wants. We are an lice...
1 Kim Seng Promenade #01-34 Great World City Singapore 237994 15.34 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean multinational banking organ...
3 Temasek Boulevard #02-709/710/711 Suntec City Mall Singapore 038983 15.37 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
3 Temasek Boulevard Suntec City Mall #02-411/412 (Near Tower 5) Singapore 038983 15.41 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
252 North Bridge Road #02-26A/B Raffles City Shopping Centre Singapore 179103 15.43 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
Blk 539 Bedok North Street 3 #01-647 Singapore 460539 15.45 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
250 NORTH BRIDGE ROAD RAFFLES CITY TOWER SINGAPORE 179101 15.47 km
We provide quick cash through personal loan or payday loan. Regardlessif it’s medical loan,...
BLK 503 TAMPINES CENTRAL 1 SINGAPORE 520503 15.48 km
We have been Singapore’s leading licensed and most trusted moneylender. We offer a wide-ran...
1 Tampines Central 1 #01-01 UOB Tampines Centre Singapore 529539 15.5 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean multinational banking...
3 Temasek Boulevard #02-735 / 736 Suntec City Mall Singapore 038983 15.51 km
United Overseas Bank Limited (typically understood as UOB) is a Singaporean multinational banking...
1 Tampines Central 5 #01-02 Tampines CPF Building Singapore 529508 15.51 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
252 North Bridge Road #B1-04/05 Raffles City Shopping Centre Singapore 179103 15.52 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
Blk 513 Tampines Central #01-160 Singapore 520513 15.53 km
Established on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of ...
Tampines 1 - 10 TAMPINES CENTRAL 1 #03-08/09 Singapore 529536 15.56 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
5.00 (1 review)
111 NORTH BRIDGE ROAD PENINSULA PLAZA SINGAPORE 179098 15.59 km
There are personalised loan services available to each customer. We offer a manageable repayment ...
3 COLEMAN STREET PENINSULA SHOPPING CENTRE SINGAPORE 179804 15.63 km
We have been Singapore’s leading licensed and most trusted moneylender. We provide a compre...
1 COLEMAN STREET THE ADELPHI SINGAPORE 179803 15.71 km
We are an legal and licensed money lender. If its quick cash loan that you need, anywhere in Sing...
1 Coleman Street #01-14 The Adelphi Singapore 179803 15.71 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean international banki...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 15.76 km
For years, we have been providing competitive loan packages to those who need emergency funds. As...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 15.76 km
We have been Singapore’s top licensed and most trusted moneylender. We offer an extensive r...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 15.76 km
For years, we have been offering competitive loan packages to those in need of emergency funds. A...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 15.76 km
We are an professional and licensed money lender. If its quick personal loan that you require, an...
25 Boon Lay Place Singapore 649886 15.81 km
United Overseas Bank Limited (commonly called UOB) is a Singaporean international banking organis...
2 Clementi West Street 2 #01-06 West Coast Community Centre Singapore 129605 15.81 km
POSB Bank (or simply known as POSB) is a Singaporean bank offering customer banking services and ...
1 NORTH BRIDGE ROAD HIGH STREET CENTRE SINGAPORE 179094 15.82 km
We have been Singapore’s top licensed and most trusted moneylender. We offer an extensive r...
31 Lower Kent Ridge Road #01-02 Yusof Ishak House Singapore 119078 15.82 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
10 Boon Lay Place #01-06 Boon Lay Community Club Singapore 649882 15.83 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
Blk 443 Pasir Ris Drive 6 #01-20/22 Singapore 510443 15.94 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
Block 442 Pasir Ris Drive 6 #01-32/34 Singapore 510442 16 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
302 Tiong Bahru Road #01-101/102 Tiong Bahru Plaza Singapore 168732 16.02 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
302 Tiong Bahru Road #01-125/126 Tiong Bahru Plaza Singapore 168732 16.02 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
302 Tiong Bahru Road, Tiong Bahru Plaza #01-123/124 Singapore 168732 16.04 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
50 NORTH CANAL ROAD SINGAPORE 059304 16.07 km
There are customised loan services readily available to each customer. We offer a flexible repaym...
101 UPPER CROSS STREET PEOPLE'S PARK CENTRE SINGAPORE 058357 16.19 km
We offer quick cash through personal loan or payday loan. Regardlessif it’s medical loan, e...
101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 16.2 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 16.21 km
We strive to achieve each and every one of our customers’ needs and wants. We are an licens...
101 UPPER CROSS STREET PEOPLE'S PARK CENTRE SINGAPORE 058357 16.21 km
We are an professional and licensed money lender. If its quick personal loan that you require, an...
101 UPPER COSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 16.21 km
We offer quick cash through personal loan or payday loan. Whether it’s medical loan, educat...
101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 16.21 km
We are an legal and licensed money lender. If its quick personal loan that you need, anywhere in ...
204 Bedok North St 1 #01-403/405/407 Singapore 460204 16.23 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
133 NEW BRIDGE ROAD CHINATOWN POINT SINGAPORE 059413 16.3 km
We aim to achieve each and every one of our customers’ wants and needs. We are an company t...
80 Raffles Place UOB Plaza 1 Singapore 048624 16.33 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
Blk 201A Tampines Street 21 #01-1051 Singapore 521201 16.33 km
Prior to its acquisition, the bank was a significant public bank offering inexpensive banking ser...
65 Chulia St #01-00 OCBC Centre Singapore 049513 16.34 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
BLK 162 BUKIT MERAH CENTRAL SINGAPORE 150162 16.36 km
There are personalised loan services easily available to each customer. We provide a manageable r...
1 Park Road #01-01/02 People's Park Complex Singapore 059108 16.36 km
United Overseas Bank Limited (typically understood as UOB) is a Singaporean multinational banking...
211 NEW UPPER CHANGI ROAD SINGAPORE 460211 16.37 km
For years, we have been offering affordable loan packages to those in need of emergency funds. As...
531 UPPER CROSS STREET HONG LIM COMPLEX SINGAPORE 050531 16.38 km
we aim to achieve each and every one of our customers’ wants and needs. We are an money len...
Blk 531 Upper Cross Street #01-51 Hong Lim Complex Singapore 05053 16.4 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
3 PHILLIP STREET ROYAL GROUP BUILDING SINGAPORE 048693 16.4 km
we go all out to achieve each and every one of our customers’ wants and needs. We are an co...
1 PARK ROAD PEOPLE’S PARK COMPLEX SINGAPORE 059108 16.41 km
We have been Singapore’s top licensed and most trusted moneylender. We provide a comprehens...
50 EAST COAST ROAD ROXY SQUARE SINGAPORE 428769 16.43 km
We feel that each customer relationship is very extremely important when it comes to operating in...
Blk 213 Bedok North Street 1 #01-103 Singapore 460213 16.44 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
88 Bedok North St 4 #01-163 Singapore 460088 16.48 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
201D TAMPINES STREET 21 SINGAPORE 524201 16.48 km
We are determined to provide cost effective loan for Singaporeans and foreigners in Singapore. As...
22 Malacca Street #01-00 RB Capital Building Singapore 048980 16.49 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
BLK 210 NEW UPPER CHANGI ROAD SINGAPORE 460210 16.5 km
We are an professional and licensed money lender. If its quick cash loan that you require, anywhe...
Blk 210 New Upper Changi Road #01-711 Singapore 460210 16.5 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
Blk 210 New Upper Changi Road #01-707 Singapore 460210 16.5 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
217 BEDOK NORTH STREET 1 SINGAPORE 460217 16.51 km
We feel that every customer relationship is very critical when it comes to business in this indus...
11 Collyer Quay, #02-25, The Arcade Singapore 049317 16.57 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
4.00 (1 review)
11 COLLYER QUAY THE ARCADE SINGAPORE 049317 16.58 km
We have been Singapore’s leading licensed and most trusted moneylender. We offer a wide-ran...
2 Bayfront Ave #01-30 The Shoppes at Marina Bay Sands Singapore 018972 16.62 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
LOWER DELTA ROAD MOTORWAY BUILDING SINGAPORE 169205 16.65 km
we go all out to achieve each and every one of our customers’ wants and needs. We are an co...
83 Marine Parade Central #01-576/578 Singapore 440083 16.67 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
Blk 83 Marine Parade #01-584/586 Singapore 440083 16.68 km
Prior to its acquisition, the bank was a major public bank offering affordable banking services t...
1 Jurong West Central 2 #B1-31/32/33/46 Jurong Point Shopping Centre Singapore 648886 16.77 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
80 Marine Parade Road #01-13 Parkway Parade Singapore 449269 16.77 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean international banking...
80 Marine Parade Road #01-12 Parkway Parade Singapore 449269 16.77 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
129 BEDOK NORTH STREET 2 SINGAPORE 460129 16.78 km
For years, we have been rendering reasonable loan packages to those looking for emergency funds. ...
1 Jurong West Central 2 #01-16C Jurong Point Shopping Centre Singapore 648886 16.82 km
United Overseas Bank Limited (frequently called UOB) is a Singaporean multinational banking organ...
1 Jurong West Central 2 #B1-20 Jurong Point Shopping Centre Singapore 648886 16.85 km
Prior to its acquisition, the bank was a major public bank offering low-cost banking services to ...
156 Cecil Street #01-00 Far Eastern Bank Building Singapore 069544 16.91 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
63 Jurong West Central 3 #B1-47/48/49/50 Jurong Point Shopping Centre Singapore 648331 16.97 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
3 Simei Street 6 #01-24/25/29 Eastpoint Mall Singapore 528833 17.01 km
POSB Bank (or just known as POSB) is a Singaporean bank offering customer banking services and is...
10 Marina Boulevard #01-04, Marina Bay Financial Centre Tower 2 Singapore 018983 17.02 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
10 Marina Boulevard #01-02 MBFC Tower 2 Singapore 018983 17.07 km
United Overseas Bank Limited (frequently understood as UOB) is a Singaporean international bankin...
12 Marina Boulevard Level 3 MBFC Tower 3 Singapore 018982 17.13 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
77 KAMPONG BAHRU ROAD SINGAPORE 169376 17.17 km
We go all out to achieve each and every one of our customers’ wants and needs. We are an li...
1 TRAS LINK ORCHID HOTEL SINGAPORE 078867 17.2 km
We offer quick cash through personal loan or payday loan. Regardless of whether it’s medica...
Blk 1 Tanjong Pagar #01-41/44 Tanjong Pagar Plaza Singapore 082001 17.32 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
1.00 (1 review)
10 ANSON ROAD INTERNATIONAL PLAZA SINGAPORE 079903 17.33 km
We are an independent and licensed money lender. If its quick personal loan that you require, no ...
10 ANSON ROAD INTERNATIONAL PLAZA SINGAPORE 079903 17.34 km
We have been Singapore’s top licensed and most trusted moneylender. We provide an extensive...
10 ANSON ROAD INTERNATIONAL PLAZA SINGAPORE 079903 17.34 km
Times are hard in Singapore and consumers and businessowners are finding it harder to gain access...
10 Anson Road #01-01 International Plaza Singapore 079903 17.34 km
United Overseas Bank Limited (typically called UOB) is a Singaporean multinational banking organi...
460 Alexandra Road #02-33/34 Alexandra Retail Centre Singapore 119963 17.66 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
8 Somapah Road #01-103 Singapore 487372 18.09 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
Blk 960 Jurong West Street 92 #01-174 Singapore 640960 18.11 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...